Ray County property record for 534 North St, Hardin, MO 64035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,391 sqft · built 1920 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $537 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-09-32-04-010-012.000 |
| Primary APN | 09-09-32-04-010-012.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 137 ft deep x 100 ft wide |
| Deck Area | 56 sqft |
| Patio Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 534 NORTH ST |
|---|---|
| City | HARDIN |
| State | MO |
| Zip | 64035-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL LOTS 9 AND 10 BLOCK C HARDIN SMITH ADDITION |
| Legal Range | 26 |
| Legal Township | 52 |
| Legal Section | 32 |
| Legal Subdivision | SMITH ADDITION |
| Legal Block | C |
| Legal Lot Number | 9-10 |
| Jurisdiction | RAY MO |
| Township / Civil Division | CROOKED RIVER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 80100 |
534 North St is owned and occupied by an individual.
Source: Ray County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 534 NORTH ST, HARDIN, MO 64035-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 534 North St was $537, up 6.5% from the year before.
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Hardin City |
| Unified School District | Hardin-Central C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,130 (-) | $37,470 (-) | |
| 2025 | $537.00 (+6.55%) | $7,130 (+6.42%) Land $410 Building $6,720 | $37,470 Land $2,130 Building $35,340 |
| 2024 | $504.00 | $6,700 Land $410 Building $6,290 | |
| 2023 | $35,250 Land $2,130 Building $33,120 | ||
| 2022 | $451.00 | $6,090 Land $370 Building $5,720 | |
| 2021 | $32,060 Land $1,940 Building $30,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 534 North St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN PWS serves 569 people · EPA ID MO1010346 |
|---|---|
| Water Source | Purchased groundwater from RAY COUNTY CONS PWSD 2 |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL · Fiber in parts of the area | 80 / 10 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
May also be available: United Fiber, Wisper ISP.
5G and 4G LTE (outdoors only)
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