Lexington County property record for 534 N Lakeshore Dr, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,501 sqft · built 2016 |
| Lot Size | 0.729 acres (31,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Sep 2019) |
| Tax Bill | $3,694 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003018-02-013 |
| Primary APN | 003018-02-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 31,736 sqft (0.729 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 534 N LAKESHORE DR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-9327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | DRIFTWOOD POINTS LOTS 12 & 13 BLK B |
| Legal Subdivision | DRIFTWOOD POINTS ON LAKE MURRAY |
| Legal Block | B |
| Legal Lot Number | 12-13 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21303 |
534 N Lakeshore Dr is owned by an individual who acquired it in August 2024.
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY |
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Deed Document Number | 201940547 |
| Deed Book / Page | 20834 / 956 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 2112101691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 20, 2026 |
| Property Address | 534 N LAKESHORE DR, GILBERT, SC 29054-9327 |
| Document Number | 0000015657 |
| Book / Page | 21217 / 1148 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202615657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 534 N LAKESHORE DR, GILBERT, SC 29054-9327 |
| Document Number | 0000015657, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 21217/1148 |
| Instrument | 202615657 |
| Name | FIRST CITIZENS BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 534 N LAKESHORE DR, GILBERT, SC 29054-9327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2098100045 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 20981/45 |
| Instrument | 2021064947 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 9, 2019 |
| Property Address | 534 N LAKESHORE DR, GILBERT, SC 29054-9327 |
| Document Number | 2083400956 |
| Book / Page | 20834 / 0956 |
| Map Reference | MB 62-G PG 85 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 2019040547 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,924.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 534 N LAKESHORE DR, GILBERT, SC 29054-9327 |
| Document Number | 2019040548 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019040548 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 534 N Lakeshore Dr was $3,694.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,694.00 | ||
| 2024 | $22,664 (+8.96%) Land $9,500 Building $13,164 | $566,605 (+8.96%) Land $237,500 Building $329,105 | |
| 2023 | $3,239.00 | $20,800 Land $9,500 Building $11,300 | $520,000 Land $237,500 Building $282,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 534 N Lakeshore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 7 (2015–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 N Lakeshore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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