534 N 7th St, Centerville, IA 52544 Property Records

Appanoose County property record for 534 N 7th St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,358 sqft · built 1885
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Sep 2020)
Tax Bill	$1,694 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340011031050000`

Property Details

APN / Parcel Number

Primary APN	`340011031050000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Basement Area	876 sqft
Unfinished Basement	876 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	534 N 7TH ST
City	CENTERVILLE
State	IA
Zip	52544-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EELLS 3RD LOT 22
Legal Subdivision	EELLS 3RD
Legal Lot Number	22
Jurisdiction	APPANOOSE IA
Township / Civil Division	CENTERVILLE
Census Block Group	2
Census Block	2027
Census Tract	950300

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	534 N 7TH ST, CENTERVILLE, IA 52544-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Feb 13, 2014 · Amount on Record
Deed Document Number	20202054
Deed Book / Page	2020 / 2054
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	02014/0257
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	534 N 7TH ST, CENTERVILLE, IA 52544-1306
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2056
Date	Sep 22, 2020
Book Page	2020/2056
Instrument	2020 2056

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	Sep 22, 2020
Property Address	534 N 7TH ST, CENTERVILLE, IA 52544-1306
Document Number	02020/2054
Book / Page	2020 / 2054
Instrument Date	Sep 21, 2020
Instrument	2020 2054
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$93.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 N 7TH ST, CENTERVILLE, IA 52544-1306

Mortgage

Document Number	0020202055
Date	Sep 22, 2020
Instrument	2020 2055

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3.38%
Max Rate At Change	5.38%
Index	1-Year LIBOR

Mortgage

Document Number	02020/2056
Date	Sep 22, 2020
Book Page	2020/2056
Instrument	2020 2056

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Centerville City
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,694.00 (+19.63%)	$106,770 (-) Land $11,250 Building $95,520	$106,770 (-) Land $11,250 Building $95,520
2025	$1,416.00	$106,770 (+47.17%) Land $11,250 Building $95,520	$106,770 (+47.17%) Land $11,250 Building $95,520
2024	$1,416.00 (+7.27%)
2023		$72,550 (+14%) Land $8,750 Building $63,800	$72,550 (+14%) Land $8,750 Building $63,800
2022	$1,320.00 Homeowner's exemption	$63,640 Land $6,250 Building $57,390
2021			$63,640 Land $6,250 Building $57,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Sep 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Liberty Communications Fixed Wireless · Fiber in parts of the area	500 / 200
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

534 N 7th St, Centerville, IA 52544 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 7th St

Nearby Streets

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