534 Lucille Ave, Elgin, IL 60120 Property Records

Cook County property record for 534 Lucille Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,875 sqft · built 1957
Lot Size0.303 acres (13,200 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Nov 2022)
Tax Bill$7,484 (2023)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-115-010

Property Details

APN / Parcel Number

Primary APN06-19-115-010
Alternative APN
  • 06-19-115-010-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,875 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1958
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area13,200 sqft (0.303 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address534 LUCILLE AVE
CityELGIN
StateIL
Zip60120-8022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionEAST LAWN ADD TO ELGIN
Legal Block5
Legal Lot Number8,9
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1023
Census Tract804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 SOMMERSET CT, ELGIN, IL 60120-7177
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Deed Document Number202246082
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 14, 2022
Property Address534 LUCILLE AVE, ELGIN, IL 60120-8022
Document Number0031846082
Instrument DateNov 2, 2022
Instrument2231846082
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 LUCILLE AVE, ELGIN, IL 60120-8022

Mortgage

Document Number0031846083
DateNov 14, 2022
Instrument2231846083
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate
Rate6.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,000 (+19.23%) Land $9,240 Building $21,760$310,000 (+19.23%) Land $92,400 Building $217,600
2023$7,484.00 (+34.85%)
2022$5,550.00 Homeowner's exemption Senior Citizen's exemption$26,000 Land $5,280 Building $20,720$260,000 Land $52,800 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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