534 Lower Ln, Berlin, CT 06037 Property Records

Berlin Town property record for 534 Lower Ln, Berlin, CT 06037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,742 sqft · built 1767
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Jul 2021)
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERL M:15-4 B:108 L:6`

Property Details

APN / Parcel Number

Primary APN	`BERL M:15-4 B:108 L:6`
Alternative APNs	`BRLN M:15-4 B:108 L:6` `1044670` `044670`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	6,264 sqft
1st Floor Area	1,304 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1767
Effective Year Built	Effective 1767
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1044670
Street Address	534 LOWER LN
City	BERLIN
State	CT
Zip	06037-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	108
Legal Lot Number	6
Jurisdiction	BERLIN CT
Township / Civil Division	BERLIN
Census Block Group	2
Census Block	2019
Census Tract	400102

Owner

Source: Berlin Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	534 LOWER LN, BERLIN, CT 06037-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BESTWAY MORTGAGE CORP
May 15, 2017	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Mar 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Aug 2, 2010 · Amount on Record
Deed Document Number	20212009930002
Deed Book / Page	791 / 885
Transfer Doc	734-1015
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CT
Recording Date	Jul 22, 2021
Property Address	534 LOWER LN, BERLIN, CT 06037-3118
Document Number	000791-885
Book / Page	791 / 885
Instrument Date	Jul 16, 2021
Instrument	2009930002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 LOWER LN, BERLIN, CT 06037-3118

Mortgage

Document Number	2009940015
Date	Jul 22, 2021
Instrument	2009940015

Lender

Name	BESTWAY MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN CT
Recording Date	May 15, 2017
Property Address	534 LOWER LN, BERLIN, CT 06037-3118
Document Number	736-279
Book / Page	000736 / 000279
Instrument Date	May 5, 2017
Instrument	140702
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	736-281
Date	May 15, 2017
Book Page	000736/000281
Instrument	140703

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERLIN CT
Recording Date	Mar 31, 2017
Property Address	534 LOWER LN, BERLIN, CT 06037-3118
Document Number	734-1015
Book / Page	000734 / 001015
Instrument Date	Mar 29, 2017
Instrument	139219
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Berlin Town
Unified School District	Berlin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,371.00	$240,500 (-) Land $92,100 Building $148,400	$168,350 Land $64,470 Building $103,880
2024	$7,371.00 (+3.69%)
2023	$7,109.00 (+11.39%)	$240,500 (+29.3%) Land $92,100 Building $148,400
2022	$6,382.00	$186,000 Land $73,400 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORTHINGTON FIRE DISTRICT serves 2,875 people · EPA ID CT0070031
Water Source	Purchased surface water from BERLIN WATER CONTROL COMMISSION
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed, Verizon.

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