Kenton County property record for 534 Linden St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,496 sqft · built 1903 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $262,000 (May 2022) |
| Tax Bill | $3,421 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-32-06-038.00 |
| Primary APN | 026-32-06-038.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Finished Area |
| Gross Area | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,125 sqft (0.072 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 534 LINDEN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW 2ND PART LOT 159 25'X 125' |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 159 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 66900 |
534 Linden St is owned and occupied by an individual who bought it in May 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 534 LINDEN ST, COVINGTON, KY 41016-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Oct 31, 2019 | Warranty Deed, Transfer · FHA Mortgage VICTORY CMNTY BK |
| Aug 21, 2018 | Grant Deed, Transfer PRISM TITLE AND CLOSING SERVICES |
| May 8, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on File |
| Deed Sale | May 26, 2022 · Amount on File |
| Prior Sale | Oct 31, 2019 · Amount on File |
| Deed Document Number | 2022110 |
| Deed Book / Page | 167 / 540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 26, 2022 |
| Property Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Document Number | 0005900110 |
| Book / Page | 167 / 540 |
| Map Reference | PL 158 |
| Instrument Date | May 23, 2022 |
| Instrument | 22052605900110 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Name | Verified Name |
|---|---|
| Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Document Number | 0005900255 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 22060105900255 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 31, 2019 |
| Property Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Document Number | 0000000244 |
| Book / Page | 0C6792 / 000333 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 244 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 534 LINDEN ST LUDLOW KY 410161316, LUDLOW, KY 41016-1316 |
| Document Number | 245 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 0C6792/000336 |
| Instrument | 245 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 21, 2018 |
| Property Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Document Number | 0000000202 |
| Book / Page | 0C6481 / 000313 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 202 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | PRISM TITLE AND CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $41.51 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2001 PIECK DR COVINGTON KY 410112667, COVINGTON, KY 41011-2667 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 8, 2018 |
| Property Address | 534 LINDEN ST, LUDLOW, KY 41016-1316 |
| Document Number | 0000000055 |
| Book / Page | 0C6406 / 000195 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 55 |
| Transaction Type | Foreclosure |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $46.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12361 MORES RD COLUMBUS OH 43229, COLUMBUS, OH 43229 |
The 2025 property tax bill for 534 Linden St was $3,421.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,000 (-) Land $15,000 Building $247,000 | $262,000 (-) Land $15,000 Building $247,000 | |
| 2025 | $3,421.00 | $262,000 Land $10,000 Building $252,000 | $262,000 Land $10,000 Building $252,000 |
| 2023 | $3,371.00 | $262,000 Land $10,000 Building $252,000 | $262,000 Land $10,000 Building $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 534 Linden St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 Linden St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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