534 Humes Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 534 Humes Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,474 sqft · built 1965
Lot Size0.113 acres (4,922 sqft)
Owner2 Individual Names on File
Last Sale$1,440,000 (Oct 2021)
Tax Bill$18,806 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN044-213-02

Property Details

APN / Parcel Number

Primary APN044-213-02
Alternative APN
  • 044-213-02-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,474 sqft Living Area
Gross Area1,841 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Roof MaterialOther
Lot Area4,922 sqft (0.113 acres)
TerrainSteep
Garage TypeAttached
Garage Area367 sqft
Parking Spaces1 Parking Space
Deck Area142 sqft
Patio Area142 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address534 HUMES AVE
CityAPTOS
StateCA
Zip95003-5242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionBLK 22 LOT 14
Legal SubdivisionAPTOS BCH CNTRY CLB PROP SUB 1
Legal Block22
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract122203

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address534 HUMES AVE, APTOS, CA 95003-5242
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleMay 3, 2013 · Amount on Record
Deed Document Number202153964
Prior Transfer DateApr 22, 2021
Prior Transfer Doc0000024556
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 28, 2021
Property Address534 HUMES AVE, APTOS, CA 95003-5242
Document Number0000053964
Map ReferenceMB 23 PG 1
Instrument DateOct 22, 2021
Instrument2021-0053964
Transaction TypeTransfer
Record UpdatedNov 11, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,584.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address534 HUMES AVE, APTOS, CA 95003-5242

Mortgage

Document Number0000053965
DateOct 28, 2021
Instrument2021-0053965
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,558,702 (+2%) Land $1,246,962 Building $311,740
2025$18,806.00 (+9.63%) Homeowner's exemption$1,528,140 (+4.04%) Land $1,222,512 Building $305,628
2023$17,154.00 (+1.95%) Homeowner's exemption$1,468,800 Land $1,175,040 Building $293,760$1,387,080
2022$16,826.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Humes Ave

Nearby Streets

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