534 Hope Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 534 Hope Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,127 sqft · built 1941
Lot Size	0.149 acres (6,500 sqft)
Owner	Company Name on File
Last Sale	$26,000 (Sep 2021)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-13-152-016`

Property Details

APN / Parcel Number

Primary APN	`8913-13-152-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
1st Floor Area	727 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	727 sqft
Finished Basement	300 sqft
Unfinished Basement	727 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	534 HOPE AVE
City	WATERLOO
State	IA
Zip	50703-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOGAN DALE HEIGHTS LOT 16 BLK 4
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	LOGAN DALE HEIGHTS
Legal Block	4
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	1702

Owner

534 Hope Ave is owned by a company that bought it in September 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 99, SHERWOOD, OR 97140-0099
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Sep 4, 2020	Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP
Nov 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2021 · Amount on File
Deed Sale	Sep 4, 2021 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	20215030
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	534 HOPE AVE, WATERLOO, IA 50703-2027
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100011454
Date	Nov 30, 2020
Instrument	202100011454

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 4, 2020
Property Address	534 HOPE AVE, WATERLOO, IA 50703-2027
Document Number	202100005030
Instrument Date	Aug 27, 2020
Instrument	202100005030
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount on Record
Tax	$40.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 99, SHERWOOD, OR 97140-0099

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 30, 2018
Property Address	534 HOPE AVE, WATERLOO, IA 50703-2027
Document Number	201900008475
Instrument Date	Nov 28, 2018
Instrument	201900008475
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 534 Hope Ave was $1,652, up 13.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (+13.93%)	$80,940 Land $9,310 Building $71,630	$80,940 Land $9,310 Building $71,630
2024	$1,450.00
2023		$66,800 (+10.83%) Land $9,310 Building $57,490	$66,800 Land $9,310 Building $57,490
2022	$1,324.00	$60,270 Land $9,310 Building $50,960
2021			$60,270 Land $9,310 Building $50,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Hope Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 534 Hope Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GigFire, Nextlink, T-Mobile.

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