534 Gardendale Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 534 Gardendale Rd, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage1,908 sqft Living Area
Lot Size6,787 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$599,000 (2012)
Tax Bill$8,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-340-37-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,908 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area6,787 sqft (0.156 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address534 GARDENDALE RD
CityENCINITAS
StateCA
Zip92024-1949
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 TR 009465
Legal SubdivisionCOUNTY/SAN DIEGO 3598-1
Legal Tract009465
Legal Block2
Legal Lot Number12
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2007
Census Tract17108

Owner

Source: San Diego County records · APN 257-340-37-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address534 GARDENDALE RD, ENCINITAS, CA 92024-1949
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 22, 2019Trustee's Deed, Construction Loan · Building or Construction Mortgage
DISCOVER BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2012 · Amount on Record
Deed SaleFeb 09, 2012 · Amount on Record
Prior SaleSep 10, 1984 · Amount on Record
Deed Doc Number201276675
Prior Transfer DateAug 30, 2007
Prior Transfer Doc0000582721
Record RefreshedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address534 GARDENDALE RD, ENCINITAS, CA 92024-1949
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000179860
DateApr 08, 2020
Instrument2020-0179860
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

August 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN DIEGO CA
Recording DateAug 22, 2019
Property Address534 GARDENDALE RD, ENCINITAS, CA 92024-1949
Instrument DateAug 17, 2019
Instrument357764
Transaction TypeConstruction Loan
Record UpdatedSep 04, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address534 GARDENDALE RD ENCINITAS CA 920241949, ENCINITAS, CA 92024-1949

Mortgage

Document Number0000357764
DateAug 22, 2019
Instrument357764
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$767,411 (+2%) Land $337,751 Building $429,660
2025$8,720.00 (+7.26%) Homeowner's exemption$752,365 (+4.04%) Land $331,129 Building $421,236
2023$8,130.00 (+2.46%) Homeowner's exemption$723,152 Land $318,272 Building $404,880
2022$7,935.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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