Hampden County and Ludlow Town property record for 534 Fuller St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,863 sqft · built 1954 |
| Lot Size | 13.4 acres (587,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (May 1981) |
| Tax Bill | $6,350 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:009-05850 B:68 L:0 |
| Primary APN | M:009-05850 B:68 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 4,482 sqft |
| Basement Area | 1,863 sqft |
| Unfinished Basement | 1,863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 587,624 sqft (13.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3469 |
|---|---|
| Street Address | 534 FULLER ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 5850 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 810414 |
534 Fuller St is owned and occupied by two individuals who bought it in May 1981.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 534 FULLER ST, LUDLOW, MA 01056-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1981 · Amount on File |
| Deed Sale | May 4, 1981 · Amount on File |
| Deed Book / Page | 5101 / 357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 30, 2026 |
| Property Address | 534 FULLER ST, LUDLOW, MA 01056-1364 |
| Document Number | 026311-374 |
| Book / Page | 26311 / 374 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202618767 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 534 FULLER ST, LUDLOW, MA 01056-1364 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018767, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 26311/374 |
| Instrument | 202618767 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 534 Fuller St was $6,350, down 0.5% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,350.00 (-0.55%) | $396,600 (+7.77%) Land $149,700 Building $246,900 | $408,466 (-5.13%) |
| 2025 | $6,385.00 (+3.87%) | $368,000 (+8.3%) Land $140,000 Building $228,000 | $430,540 (+1.98%) |
| 2024 | $6,147.00 (+5.06%) | $339,800 (+13.3%) Land $140,100 Building $199,700 | $422,180 |
| 2023 | $5,851.00 | $299,900 Land $122,700 Building $177,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 534 Fuller St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 534 Fuller St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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