534 Fourth Ave S, Kure Beach, NC 28449 Property Records

New Hanover County property record for 534 Fourth Ave S, Kure Beach, NC 28449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2019
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2016)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R09405-001-012-000`

Property Details

APN / Parcel Number

Primary APN	`R09405-001-012-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	1,684 sqft
Finished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Terrain	Low
Porch	Slab
Porch Area	500 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	534 FOURTH AVE S
City	KURE BEACH
State	NC
Zip	28449-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2,RESID
Legal Description	LT 3 BLK 43 KURE BCH
Legal Subdivision	KURE BEACH TOWN OF
Legal Block	43
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	2
Census Block	2045
Census Tract	12203

Owner

534 Fourth Ave S is owned by an individual who bought it in March 2016.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3559 SUGAR TREE PL, DURHAM, NC 27713-1376
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2016 · Amount on File
Deed Sale	Mar 10, 2016 · Amount on File
Prior Sale	Oct 8, 2001 · Amount on File
Deed Document Number	20166811
Deed Book / Page	5954 / 773
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	00595400773
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	534 FOURTH AVE S, KURE BEACH, NC 28449-3521
Document Number	0062402955
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	534 4TH AVE S KURE BEACH NC 284493521, KURE BEACH, NC 28449-3521

Mortgage

Document Number	0062402955
Date	Aug 23, 2019
Book Page	006240/002955
Instrument	26970

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 534 Fourth Ave S was $4,483, up 9.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Kure Beach Town
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,900 (-) Land $365,500 Building $572,400	$937,900 (-) Land $365,500 Building $572,400
2025	$4,483.00 (+9.23%)	$937,900 Land $365,500 Building $572,400	$937,900 Land $365,500 Building $572,400
2024	$4,104.00 (+3.38%)
2023	$3,970.00 (-0.7%)	$554,700 Land $218,800 Building $335,900	$554,700 Land $218,800 Building $335,900
2022	$3,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Fourth Ave S in Zone X, an area of minimal flood risk, though there have been 455 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 237 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	504 units insured incl. 267 condo units
Nearby Flood Claims	455 (1984–2025)
Claims Outside the SFHA	327 of 455
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 83 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Fourth Ave S is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025
Water Source	Groundwater
Last State Inspection	May 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20