534 Flatt Ter, Cincinnati, OH 45232 Property Records

Hamilton County property record for 534 Flatt Ter, Cincinnati, OH 45232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 879 sqft · built 1919
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750 (Oct 2019)
Tax Bill	$1,265 (2025)
Deeds & Mortgages	Oct 2019 Sale Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0057-0050-00`

Property Details

APN / Parcel Number

Primary APN	`220-0057-0050-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	879 sqft Living Area
1st Floor Area	594 sqft
Attic	Attic
Attic Area	285 sqft
Basement Area	664 sqft

Exterior

Year Built	Built 1919
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	112 ft deep x 32.6 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	534 FLATT TER
City	CINCINNATI
State	OH
Zip	45232-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	534-536 FLATT TER 32.61X112 PT LOT 29-30 D PETERS EST SUB PAR 50-51-CONS
Legal Subdivision	D PETERS ESTATE SUB
Legal Lot Number	29-30 30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	7300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10521 SPRINGRUN DR, CINCINNATI, OH 45231-1960
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit CINFED FCU
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit LA AMISTAD LOAN POOL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Jul 20, 2000 · Amount on Record
Deed Document Number	0000091537
Deed Book / Page	014027 / 001181
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 21, 2019
Property Address	534 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000091537
Book / Page	014027 / 001181
Instrument Date	Oct 21, 2019
Instrument	91537
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10521 SPRINGRUN DR CINCINNATI OH 452311960, CINCINNATI, OH 45231-1960

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	534 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000100459
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10521 SPRINGRUN DR CINCINNATI OH 452311960, CINCINNATI, OH 45231-1960

Mortgage

Document Number	0000100459
Date	Nov 14, 2019
Book Page	014044/002023
Instrument	100459

Lender

Name	CINFED FCU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	534 FLATT TER, CINCINNATI, OH 45232-1708
Document Number	0000011145
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	534 FLATT TER CINCINNATI OH 452321708, CINCINNATI, OH 45232-1708

Mortgage

Document Number	0000011145
Date	Feb 3, 2017
Book Page	013347/001550
Instrument	11145

Lender

Name	LA AMISTAD LOAN POOL LLC
Address	886 LIGORIO AVE, CINCINNATI, OH 45218-1521

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,265.00 (+0.08%)	$19,835 (-) Land $4,673 Building $15,162
2024	$1,264.00 (-0.16%)	$19,835 (-) Land $4,673 Building $15,162
2023	$1,266.00 (+52.35%)	$19,835 (+70.18%) Land $4,673 Building $15,162	$56,670 (+70.18%) Land $13,350 Building $43,320
2022	$831.00	$11,655 Land $4,340 Building $7,315
2020			$33,300 Land $12,400 Building $20,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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