Charlotte Town property record for 534 Flat Rock Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,260 sqft · built 1923 |
| Lot Size | 0.882 acres (38,449 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,401 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00025-0534 |
| Primary APN | (043) 00025-0534 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 38,449 sqft (0.882 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 534 FLAT ROCK RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 101 & 102 CAMP & OUTBLDGS: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3501 |
534 Flat Rock Rd is owned and occupied by an individual.
Source: Charlotte Town records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 534 FLAT ROCK RD, CHARLOTTE, VT 05445-9473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 534 Flat Rock Rd was $6,401, down 12.7% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,401.00 (-12.72%) | $484,100 Building $484,100 |
| 2024 | $7,334.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 534 Flat Rock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 534 Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Green Mountain Access.
5G (outdoors only) and 4G LTE
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