1. Home
  2. Wisconsin
  3. Winnebago County
  4. Oshkosh
  5. Central St

534 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 534 Central St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,180 sqft · built 1894
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$62,000 (Dec 2009)
Tax Bill$3,254 (2024)
Deeds & MortgagesNov 2022 Mortgage
Jun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-04080000

Property Details

APN / Parcel Number

Primary APN07-04080000
Alternative APN
  • 907-04080000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,180 sqft Living Area

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Exterior MaterialAluminum/Vinyl
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions135 ft deep x 40 ft wide
Garage TypeDetached
Garage Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number907-04080000
Street Address534 CENTRAL ST
CityOSHKOSH
StateWI
Zip54901-4418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 14 BLK 52 EDGERTONS PLAT OF BLK 45
Legal SubdivisionEDGARTONS PLAT
Legal Block52,45
Legal Lot Number14
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group4
Census Block4015
Census Tract502

Owner

534 Central St is owned and occupied by an individual who bought it in December 2009.

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address534 CENTRAL ST, OSHKOSH, WI 54901-4418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU
Jun 9, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST CU (WISCONSIN)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2009 · Amount on File
Deed SaleDec 1, 2009 · Amount on File
Prior SaleMay 28, 2009 · Amount on File
Deed Document Number20091525897
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address534 CENTRAL ST, OSHKOSH, WI 54901-4418
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001895221
DateNov 21, 2022
Instrument1895221
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
AddressAPPLETON, WI 54912
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate8.75%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change8.75%
Max Rate At Change10.7%
Index1-Year CMT
Max Rate14.7%

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address534 CENTRAL ST, OSHKOSH, WI 54901-4418
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001946167
DateJun 9, 2025
Instrument1946167
Lender
NameCOMMUNITY FIRST CU (WISCONSIN)
TypeCredit Union
AddressAPPLETON, WI 54912
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 9, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,000 Land $16,600 Building $144,400
2024$3,254.00 (+14.82%)
2023$2,834.00 (-1.46%) Homeowner's exemption$89,500 (-) Land $10,400 Building $79,100$129,329 Land $15,028 Building $114,301
2022$2,876.00 Homeowner's exemption$89,500 Land $10,400 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 534 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Bertram Communications
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: TDS Telecom.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures