Fairfield County property record for 534 Carpenter St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,217 sqft · built 1900 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,900 (Aug 2025) |
| Tax Bill | $678 (2023) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-50288.00 |
| Primary APN | 053-50288.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 392 sqft |
| 2nd Floor Area | 392 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,187 sqft (0.164 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 63 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0517 00014 |
|---|---|
| Street Address | 534 CARPENTER ST |
| City | LANCASTER |
| State | OH |
| Zip | 43130-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R 18 T 14 S 7 NE |
| Legal Range | 18 |
| Legal Township | 14 |
| Legal Section | 07 |
| Legal Subdivision | PART/GARRETT-RYAN LT |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 32200 |
Source: Fairfield County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2025 | Survivorship Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 20, 2021 | Warranty Deed, Transfer VALMER LAND TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 202500013001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 8, 2025 |
| Property Address | 534 CARPENTER ST, LANCASTER, OH 43130-4805 |
| Document Number | 0000013001 |
| Map Reference | MB 1 PG 3 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 202500013001 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Mail Care Of | RUOFF MORTGAGE COMPANY INC |
| Document Number | 0000013002 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 202500013002 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 20, 2021 |
| Property Address | 534 CARPENTER ST, LANCASTER, OH 43130-4805 |
| Document Number | 0000024775 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 202100024775 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | VALMER LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3710 BEECHTON RD, COLUMBUS, OH 43232-6242 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,780 (+107.01%) Land $2,410 Building $35,370 | $107,940 (+107.02%) Land $6,890 Building $101,050 | |
| 2023 | $678.00 (-5.31%) | $18,250 (-) Land $4,500 Building $13,750 | |
| 2022 | $716.00 | $18,250 Land $4,500 Building $13,750 | $52,140 Land $12,850 Building $39,290 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1981–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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