5338 Spoonflower Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5338 Spoonflower Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Jul 2025)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-25-31-0944-0001-1160`

Property Details

APN / Parcel Number

Primary APN	`28-25-31-0944-0001-1160`
Alternative APN	`253128094400011160`

Exterior

Lot Area	4,791 sqft (0.11 acres)

Location & Zoning

Street Address	5338 SPOONFLOWER CT
City	SAINT CLOUD
State	FL
Zip	34771-6903
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ESPLANADE AT CENTER LAKE RANCH PH 1 PB 35 PGS 86-92 LOT 116
Legal Subdivision	ESPLANADE AT CENTER LAKE RANCH PHASE 1
Legal Lot Number	116
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

Source: Osceola County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5338 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Deed Document Number	202582300
Deed Book / Page	6812 / 1413
Record Updated	Sep 20, 2026

July 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 1, 2025
Property Address	5338 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903
Document Number	0068121413
Book / Page	6812 / 1413
Map Reference	MB 35 PG 86-92
Instrument Date	Jun 25, 2025
Instrument	2025082300
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5338 SPOONFLOWER CT, SAINT CLOUD, FL 34771-6903

Mortgage

Document Number	0068121415
Date	Jul 1, 2025
Book Page	6812/1415
Instrument	2025082301

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,023.00 (+3,296.63%)	$60,000 Land $60,000	$60,000 Land $60,000
2024	$89.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000