5338 Montego Dr, Zephyrhills, FL 33541 Property Records

Pasco County property record for 5338 Montego Dr, Zephyrhills, FL 33541

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,080 sqft · built 1983
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Trust Names on File
Last Sale	$56,000 (Mar 2018)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-26-21-0040-00000-0780`

Property Details

APN / Parcel Number

Primary APN	`09-26-21-0040-00000-0780`
Alternative APNs	`2126090040000000780` `0255310`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	960 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Carport
Garage Area	456 sqft
Carport	Carport
Carport Area	456 sqft
Driveway	Concrete Driveway
Driveway Area	160 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5338 MONTEGO DR
City	ZEPHYRHILLS
State	FL
Zip	33541-2038
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RMH
Legal Description	OAKS ROYAL MOBILE HOME SUB PB 18 PG 123 LOT 78 OR 9690 PG 3074
Legal Range	21E
Legal Township	26S
Legal Section	09
Legal Subdivision	OAKS ROYAL MOBILE HOME SUBDIVISION
Legal Tract	40
Legal Lot Number	78
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	2
Census Block	2003
Census Tract	32901

Owner

5338 Montego Dr, a mobile home, is held in a trust since March 2018.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15327 FIRETHORNE PATH, FORT WAYNE, IN 46814-9471
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Jan 31, 2014 · Amount on File
Deed Document Number	201840909
Deed Book / Page	9690 / 3074
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 9, 2018
Property Address	5338 MONTEGO DR, ZEPHYRHILLS, FL 33541-2038
Document Number	0096903074
Book / Page	009690 / 003074
Instrument Date	Mar 9, 2018
Instrument	40909
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13740 WINCHESTER RD FORT WAYNE IN 468199715, FORT WAYNE, IN 46819-9715

Tax Assessment & Valuation

The 2025 property tax bill for 5338 Montego Dr was $1,780.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,373 (-0.01%) Land $26,200 Building $86,173	$112,373 (-0.01%) Land $26,200 Building $86,173
2025	$1,780.00	$112,381 Land $26,200 Building $86,181	$112,381 Land $26,200 Building $86,181
2023	$1,428.00 (+19.9%)	$81,415 (+19.6%) Land $13,600 Building $67,815	$81,415 (+19.6%) Land $13,600 Building $67,815
2022	$1,191.00	$68,075 Land $13,600 Building $54,475	$68,075 Land $13,600 Building $54,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5338 Montego Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1985–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5338 Montego Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20