5338 Lake Dr, Celina, OH 45822 Property Records

Mercer County property record for 5338 Lake Dr, Celina, OH 45822

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 1,120 sqft · built 1989
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,500 (Oct 2024)
Tax Bill	$375 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-104200.0000`

Property Details

APN / Parcel Number

Primary APN	`09-104200.0000`
Alternative APN	`09-23-151-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	504 sqft

Location & Zoning

Street Address	5338 LAKE DR
City	CELINA
State	OH
Zip	45822-9108
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ANCIL & EDNA PHELPS SUBD ALSO PT LOT 4 RTS: 003-06-23 LOT#: 5
Legal Subdivision	ANCIL & EDNA PHELPS SUBD
Legal Lot Number	4
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1319 FORT RECOVERY MINSTER RD, FORT RECOVERY, OH 45846-9703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST BANK OF BERNE
May 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20244008
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	5338 LAKE DR, CELINA, OH 45822-9108
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 E MAIN ST, PORTLAND, IN 47371-2016

Mortgage

Document Number	202500004833
Date	Nov 18, 2025
Instrument	202500004833

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	PORTLAND, IN 47371

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2045

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	May 24, 2021
Property Address	5338 LAKE DR, CELINA, OH 45822-9108
Document Number	202100003278
Instrument Date	May 22, 2021
Instrument	202100003278
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 BRAVE LN, SAINT CLOUD, FL 34772-8815

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$375.00 (+5.34%)	$8,580 (-) Land $8,580
2023	$356.00 (-5.82%)	$8,580 (+8.88%) Land $8,580	$24,500 (+8.89%) Land $24,500
2022	$378.00	$7,880 Land $7,880
2020			$22,500 Land $22,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1992–2019)
Claims Outside the SFHA	15 of 33
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms And Flooding, Jul 2003 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures