5337 Verns Valley, Baker, FL 32531 Property Records

Okaloosa County property record for 5337 Verns Valley, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1938
Lot Size0.727 acres (31,671 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Nov 2021)
Tax Bill$1,451 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-8849-1

Property Details

APN / Parcel Number

Primary APNC56-000-595-8849-1
Alternative APNs
  • 18-3N-24-0000-0004-001A
  • 24N31800000004001A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,367 sqft Living Area
Gross Area1,907 sqft
1st Floor Area1,367 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1985
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area31,671 sqft (0.727 acres)
Lot Width170 ft Width
PorchFinished/Open Porch
Porch Area180 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5337 VERNS VLY
CityBAKER
StateFL
Zip32531-5363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR OF NW1/4 N135. 77 FT E170.91 FT S185.77 FT W170.95 FT N50 FT TO BEG AS OR
Legal Range24W
Legal Township03N
Legal Section18
Legal Block4
Legal Lot Number1A
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3046
Census Tract20102

Owner

5337 Verns Valley is owned and occupied by an individual who bought it in November 2021.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address5337 VERNS VLY, BAKER, FL 32531-5363
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Warranty Deed, Transfer · FHA Mortgage
AMERISAVE MORTGAGE CORP
Aug 25, 2017Warranty Deed, Transfer · VA Mortgage
QRL FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2021 · Amount on File
Deed SaleNov 23, 2021 · Amount on File
Prior SaleAug 25, 2017 · Amount on File
Deed Document Number20213507937
Deed Book / Page3589 / 1033
Prior Transfer DateNov 12, 2008
Prior Transfer Doc0028651665
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 23, 2021
Property Address5337 VERNS VLY, BAKER, FL 32531-5363
Document Number0035891033
Book / Page3589 / 1033
Instrument DateNov 19, 2021
Instrument3507937
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1202 WALKER DR, BAKER, FL 32531-5352

Transferred To (Grantee/Buyer)

NameVerified Name
Address5337 VERNS VALLEY, BAKER, FL 32531-5363

Mortgage

Document Number0035891035
DateNov 23, 2021
Book Page3589/1035
Instrument3507938
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 25, 2017
Property Address5337 VERNS VLY, BAKER, FL 32531-5363
Document Number0033144134
Book / Page3314 / 4134
Instrument DateAug 18, 2017
Instrument3156062
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySURETY LAND TITLE OF FLORIDA

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1355 CHARLIE DAY RD, 1355, BAKER, FL 32531-5307

Transferred To (Grantee/Buyer)

NameVerified Name
Address5337 VERNS VLY, BAKER, FL 32531-5363

Mortgage

Document Number0003156064
DateAug 25, 2017
Instrument3156064
Lender
NameQRL FINANCIAL SERVICES
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5337 Verns Valley was $1,451.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,451.00$140,165 Land $15,186 Building $124,979$140,165 Land $15,186 Building $124,979
2023$1,390.00 (+6.51%)$133,563 (+8.19%) Land $12,902 Building $120,661$133,563 (+8.19%) Land $12,902 Building $120,661
2022$1,305.00$123,452 Land $12,058 Building $111,394$123,452 Land $12,058 Building $111,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5337 Verns Valley in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5337 Verns Valley is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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