Monroe County property record for 5336 Oak Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,126 sqft · built 1988 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jan 2026) |
| Tax Bill | $6,043 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Construction Loan Jan 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-17-117-025-000 |
| Primary APN | 11-17-117-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| 1st Floor Area | 2,126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 572 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 240 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 346 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5336 OAK LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 25 GRAND TERRACE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | GRAND TERRACE |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1105 MACINTOSH CT, O FALLON, IL 62269-3747 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Construction Loan · Construction Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 20, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 31, 2023 | Warranty Deed, Construction Loan · Construction Mortgage ENDEAVOR CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2023 · Amount on Record |
| Deed Document Number | 2026441079 |
| Prior Transfer Date | Jan 16, 2026 |
| Prior Transfer Doc | 0000440935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 30, 2026 |
| Property Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Document Number | 0000441079 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 441079 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 18, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Name | Verified Name |
|---|---|
| Address | 1105 MACINTOSH CT, O FALLON, IL 62269-3747 |
| Document Number | 0000441080 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 441080 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 20, 2026 |
| Property Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Document Number | 0000440935 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 440935 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Name | Verified Name |
|---|---|
| Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 31, 2023 |
| Property Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Document Number | 0000427780 |
| Map Reference | DOC 144261 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 427780 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 N 17TH ST, SAINT LOUIS, MO 63106-3730 |
| Name | Verified Name |
|---|---|
| Address | 5336 OAK LN, WATERLOO, IL 62298-3400 |
| Document Number | 0000427781 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 427781 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,043.00 (+5.79%) Homeowner's exemption | $108,330 (+2.11%) Land $11,980 Building $96,350 | $324,990 (+2.11%) Land $35,940 Building $289,050 |
| 2024 | $5,712.00 Additional exemption filed | $106,096 (+22.19%) Land $12,652 Building $93,444 | $318,288 (+22.19%) Land $37,956 Building $280,332 |
| 2022 | $86,830 Land $11,980 Building $74,850 | $260,490 Land $35,940 Building $224,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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