5336 Main St, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 5336 Main St, Cottleville, MO 63304

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 2,240 sqft · built 1972
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$161,000 (Apr 2018)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Apr 2019 Loan Modification Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`560550A000`

Property Details

APN / Parcel Number

Primary APN	`560550A000`
Alternative APN	`3-0158-4006-12-0003.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,240 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	560550A000
Street Address	5336 MAIN ST
City	SAINT CHARLES
State	MO
Zip	63304-8002
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AA1
Legal Description	ORIGINAL TOWNSITE COTTLEVILLE BLK 12 LOT 3 & N 5BLK 12 LOT 4
Legal Subdivision	COTTLEVILLE TOWN
Legal Block	12
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3012
Census Tract	311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5336 MAIN ST, SAINT CHARLES, MO 63304-8002
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Loan Modification, Mortgage BUSEY BK
Jun 19, 2018	Loan Modification, Mortgage BUSEY BK
Apr 23, 2018	Warranty Deed, Construction Loan · Construction Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on Record
Deed Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2018219050
Deed Book / Page	6908 / 1277
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	5336 MAIN ST, SAINT CHARLES, MO 63304-8002
Document Number	0070700140
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5336 MAIN ST COTTLEVILLE MO 633048002, COTTLEVILLE, MO 63304-8002

Mortgage

Document Number	0070700140
Date	May 6, 2019
Book Page	007070/000140
Instrument	213470

Lender

Name	BUSEY BK
Type	Bank
Address	O'FALLON, MO 63304

Agreement

Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	5336 MAIN ST, SAINT CHARLES, MO 63304-8002
Document Number	0069920742
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5336 MAIN ST COTTLEVILLE MO 633048002, COTTLEVILLE, MO 63304-8002

Mortgage

Document Number	0069920742
Date	Oct 18, 2018
Book Page	006992/000742
Instrument	597190

Lender

Name	BUSEY BK
Type	Bank
Address	O'FALLON, MO 63304

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2018
Property Address	5336 MAIN ST, SAINT CHARLES, MO 63304-8002
Document Number	0069081277
Book / Page	6908 / 1277
Map Reference	MB 2 PG 14
Instrument Date	Apr 20, 2018
Instrument	20180423000219050
Transaction Type	Construction Loan
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5336 MAIN ST, 5336, SAINT CHARLES, MO 63304-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5336 MAIN ST, SAINT CHARLES, MO 63304-8002

Mortgage

Document Number	20180423000219060
Date	Apr 23, 2018
Instrument	20180423000219060

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,517 (-)	$195,367 (-) Land $52,272 Building $143,095
2025	$4,187.00 (+5.39%)	$62,517 (+6.25%)	$195,367 (+6.25%) Land $52,272 Building $143,095
2024	$3,973.00
2023		$58,840
2022			$183,876 Land $52,272 Building $131,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures