5331 Valley Rd, Ragland, AL 35131 Property Records

St. Clair County property record for 5331 Valley Rd, Ragland, AL 35131

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Apr 2023)
Tax Bill	$239 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01-02-0-001-041.000`

Property Details

APN / Parcel Number

Primary APN	`19-01-02-0-001-041.000`
Alternative APNs	`1901020000015001` `46051` `74381`

Interior

Stories	1 Story
Building Area	840 sqft Heated Area
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5331 VALLEY RD
City	RAGLAND
State	AL
Zip	35131-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SEC TH NW 390'S TO NW ROW VALLEY & TO POB TH NW 263 SW 193.2 SW 141.7 SE 263 NE 334.9 ALG ROW TO POB 2.02 AC 2-15-
Legal Range	05E
Legal Township	15S
Legal Section	02
Jurisdiction	ST CLAIR AL
Township / Civil Division	RAGLAND
Census Block Group	1
Census Block	1037
Census Tract	40302

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5331 VALLEY RD, RAGLAND, AL 35131-4028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Intrafamily Transfer, Transfer
Jun 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Book / Page	2023 / 4999
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Apr 28, 2023
Property Address	5331 VALLEY RD, RAGLAND, AL 35131-4028
Document Number	0000004992
Book / Page	DEED 2023 / 4992
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 CONNIE RD, RAGLAND, AL 35131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5331 VALLEY RD, RAGLAND, AL 35131-4028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	5331 VALLEY RD, RAGLAND, AL 35131-4028
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018359
Date	Jun 12, 2018
Book Page	MTG 2018/18359

Lender

Name	REGIONS BANK
Type	Bank
Address	PELHAM, AL 35124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	5331 VALLEY RD, RAGLAND, AL 35131-4028
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018366
Date	Jun 12, 2018
Book Page	MTG 2018/18366

Lender

Name	REGIONS BANK
Type	Bank
Address	PELHAM, AL 35124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Ragland Town
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00 (-24.13%)	$7,980 (-49.86%)	$79,580 (-)
2023		$15,916 Land $3,380 Building $12,536	$79,580 Land $16,900 Building $62,680
2022	$315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAGLAND, THE WWB OF THE serves 3,243 people · EPA ID AL0001208
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ragland Telephone Fiber	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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