5331 Riley Thompson Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5331 Riley Thompson Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1975
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on Record
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-06-120-100-0001-40`

Property Details

APN / Parcel Number

Primary APN	`61-06-120-100-0001-40`
Alternative APN	`06120100000140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	91,476 sqft (2.1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5331 RILEY THOMPSON RD
City	WHITEHALL
State	MI
Zip	49461-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 20 T11N R17W E 308 FT OF W 704 FT OF FOL: NW 1/4 OF NW 1/4 EXC S 30.3 A TH'OF
Legal Range	17W
Legal Township	11N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2000
Census Tract	3500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5331 RILEY THOMPSON RD, WHITEHALL, MI 49461-9799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jun 23, 2020	Loan Modification, Mortgage · Conventional Mortgage HARBORLIGHT CU
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit HARBORLIGHT CU
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HARBORLIGHT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2005
Transfer Doc	3644/563
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5331 RILEY THOMPSON RD, WHITEHALL, MI 49461-9799
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 RILEY THOMPSON RD, WHITEHALL, MI 49461-9712

Mortgage

Document Number	4275/292
Date	Sep 24, 2021
Book Page	4275/292
Instrument	5740940

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MUSKEGON MI
Property Address	5331 RILEY THOMPSON RD, WHITEHALL, MI 49461-9799
Document Number	0005690385
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 RILEY THOMPSON RD WHITEHALL MI 494619799, WHITEHALL, MI 49461-9799

Mortgage

Document Number	0005690385
Date	Jun 29, 2020
Book Page	004224/000687
Instrument	5690385

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jun 28, 2033

Interest

Rate	3.12%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5331 RILEY THOMPSON RD, WHITEHALL, MI 49461-9799
Document Number	0005645803
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 RILEY THOMPSON RD WHITEHALL MI 494619799, WHITEHALL, MI 49461-9799

Mortgage

Document Number	0005645803
Date	Mar 4, 2019
Book Page	004180/000061
Instrument	5645803

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461-1848

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2034

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5331 RILEY THOMPSON RD, WHITEHALL, MI 49461-9799
Document Number	0005633138
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 RILEY THOMPSON RD WHITEHALL MI 494619799, WHITEHALL, MI 49461-9799

Mortgage

Document Number	0005633138
Date	Sep 18, 2018
Book Page	004167/000385
Instrument	5633138

Lender

Name	HARBORLIGHT CU
Type	Credit Union
Address	WHITEHALL, MI 49461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2033

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,500 (+9.02%)	$191,000 (+9.02%)
2025	$1,269.00 (-4.08%) Homeowner's exemption	$87,600	$175,200
2024	$1,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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