5331 Harvest Rd, Ames, IA 50014 Property Records

Story County property record for 5331 Harvest Rd, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,243 sqft · built 2016
Lot Size1.02 acres (44,431 sqft)
Owner2 Trust Names on File
Last Sale$698,000 (Mar 2021)
Tax Bill$11,072 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-19-230-080

Property Details

APN / Parcel Number

Primary APN05-19-230-080

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths5 Half Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,243 sqft Living Area
1st Floor Area2,243 sqft
Basement Area2,243 sqft
Finished Basement1,520 sqft
Unfinished Basement723 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleA-Frame
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area883 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area134 sqft
Deck Area223 sqft
Patio Area446 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5331 HARVEST RD
CityAMES
StateIA
Zip50014-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMERON ESTATES SD LOT:13
Legal SubdivisionCAMERON ESTATES SD
Legal Lot Number13
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1009
Census Tract104

Owner

5331 Harvest Rd is owner-occupied and held in a trust since March 2021.

Source: Story County records, as of September 1, 2026

Owner of Record2 Trust Names on File
Mailing Address5331 HARVEST RD, AMES, IA 50014-2204
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREATER IOWA CU
Mar 10, 2021Warranty Deed, Transfer · Commercial Mortgage
GREATER IOWA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2021 · Amount on File
Deed SaleMar 10, 2021 · Amount on File
Deed Document Number20212973
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address5331 HARVEST RD, AMES, IA 50014-2204
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5331 HARVEST RD, AMES, IA 50014-2204
InvestorPossibly a Property Investor

Mortgage

Document Number0202307100
DateOct 6, 2023
Instrument2023-07100
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueOct 6, 2038

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTORY IA
Recording DateMar 10, 2021
Property Address5331 HARVEST RD, AMES, IA 50014-2204
Document Number0202102973
Instrument DateFeb 23, 2021
Instrument2021-02973
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,116.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5331 HARVEST RD, AMES, IA 50014-2204

Mortgage

Document Number0202102974
DateMar 10, 2021
Instrument2021-02974
Lender
NameGREATER IOWA CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5331 Harvest Rd was $11,072, up 2.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,072.00 (+2.4%)$851,300 Land $132,500 Building $718,800$851,300 Land $132,500 Building $718,800
2024$10,812.00
2023$808,700 Land $121,500 Building $687,200$808,700 Land $121,500 Building $687,200
2022$10,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5331 Harvest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5331 Harvest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemXENIA RWD (BOONE)
private · serves 4,975 people · EPA ID IA0844006
Water SourcePurchased groundwater influenced by surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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