Lee County property record for 5331 Congo Ct, Cape Coral, FL 33904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,481 sqft · built 1977 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $753,800 (Jul 2021) |
| Tax Bill | $15,331 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 13-45-23-C4-00149.0520 |
| Primary APN | 13-45-23-C4-00149.0520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,481 sqft Living Area |
| Gross Area | 5,902 sqft |
| 1st Floor Area | 3,299 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 324 sqft |
| Patio Area | 732 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10111696 |
|---|---|
| Street Address | 5331 CONGO CT |
| City | CAPE CORAL |
| State | FL |
| Zip | 33904-5863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-W |
| Legal Description | CAPE CORAL UNIT 4 PART 2 BLK 149 PB 12 PG 13 LOTS 52 THRU 54 |
| Legal Range | 23E |
| Legal Township | 45S |
| Legal Section | 13 |
| Legal Subdivision | CAPE CORAL |
| Legal Tract | C4 |
| Legal Block | 149 |
| Legal Lot Number | 52-54 |
| Legal Unit | 4 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10803 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF COKATO |
| May 9, 2019 | Deed of Trust, Mortgage · ARM FIRST BANK |
| May 4, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 1, 2021 | Warranty Deed, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF COKATO |
| Mar 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on Record |
| Deed Sale | Jul 1, 2021 · Amount on Record |
| Prior Sale | Dec 26, 2012 · Amount on Record |
| Deed Document Number | 2021219683 |
| Last Transfer Date | Apr 29, 2022 |
| Transfer Doc | 0000149943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Document Number | 0000301415 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022000301415 |
| Name | THE FIRST NATIONAL BANK OF COKATO |
|---|---|
| Type | Bank |
| Address | COKATO, MN 55321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 19, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000105182 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 2019000105182 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CLEWISTON, FL 33440 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 16, 2022 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 7.12% |
| Index | 3-Year CMT |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | May 4, 2022 |
| Property Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Document Number | 0000149943 |
| Map Reference | MB 12 PG 13-22 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022000149943 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1772 LAFAYETTE LN, 1772, MOUND, MN 55364-1123 |
| Name | Verified Name |
|---|---|
| Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 1, 2021 |
| Property Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Document Number | 0000219683 |
| Map Reference | MB 12 PG 13-22 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021000219683 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | SUPERIOR TTL & CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,276.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 75, BOKEELIA, FL 33922-0075 |
| Name | Verified Name |
|---|---|
| Address | 1772 LAFAYETTE LN, MINNETRISTA, MN 55364-1123 |
| Document Number | 0000219685 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021000219685 |
| Name | THE FIRST NATIONAL BANK OF COKATO |
|---|---|
| Type | Bank |
| Address | COKATO, MN 55321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 5331 CONGO CT, CAPE CORAL, FL 33904-5863 |
| Document Number | 0000073820 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 73820 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5331 CONGO CT CAPE CORAL FL 339045863, CAPE CORAL, FL 33904-5863 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Cape Coral City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734,449 (-23.16%) Land $564,034 Building $170,415 | $734,449 (-24.46%) Land $564,034 Building $170,415 | |
| 2025 | $15,331.00 (+20.54%) Homeowner's exemption | $955,836 (+21.04%) | $972,303 (+23.12%) Land $584,068 Building $388,235 |
| 2023 | $12,719.00 (-12.92%) Homeowner's exemption | $789,701 (-9.81%) Land $789,691 Building $10 | $789,701 (-9.81%) Land $789,691 Building $10 |
| 2022 | $14,606.00 | $875,575 Land $356,592 Building $518,983 | $875,575 Land $356,592 Building $518,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 332 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 332 in force |
| Nearby Flood Claims | 281 (1979–2024) |
| Claims Outside the SFHA | 1 of 281 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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