53307 305th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 53307 305th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,948 sqft · built 1989
Lot Size	2.79 acres (121,767 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,866 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R02.00403.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00403.00`
Alternative APN	`02.00403.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,948 sqft Living Area
Basement Area	904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Mediterranean
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	121,767 sqft
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	825 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	53307 305TH AVE
City	ELGIN
State	MN
Zip	55932-5282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-17 TWP-108 RANGE-012 WOODED ACRES LOT 2 & PART OF 3 & 1/6 INT IN OUT LOT C BLK 2 (NCP)
Legal Range	12
Legal Township	108
Legal Section	17
Legal Subdivision	WOODED ACRES
Legal Block	2
Legal Lot Number	2,C
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53307 305TH AVE, ELGIN, MN 55932-5282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	53307 305TH AVE, ELGIN, MN 55932-5282
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53307 305TH AVE, ELGIN, MN 55932-5282

Mortgage

Document Number	0000021038
Date	Jul 11, 2022
Instrument	21038

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,866.00 (+6.15%) Homeowner's exemption	$415,400 (+10.39%) Land $75,700 Building $339,700	$415,400 (+10.39%) Land $75,700 Building $339,700
2023	$2,700.00 Homeowner's exemption	$376,300 Land $65,700 Building $310,600	$376,300 Land $65,700 Building $310,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Hiawatha Broadband Communications, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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