Boone County property record for 5330 Waters Bend Dr, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,940 sqft · built 2006 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Sep 2020) |
| Tax Bill | $9,000 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-326-023 |
| Primary APN | 05-29-326-023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,940 sqft Living Area |
| Gross Area | 5,403 sqft |
| 1st Floor Area | 5,403 sqft |
| Basement Area | 2,001 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,001 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 738 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 05-05-29-326-023 |
|---|---|
| Street Address | 5330 WATERS BEND DR |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-7102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-44-3 THE VILLAGE AT RIVER RUN SUB PLAT NO 1 LOT 4 5330 WATERS BEND D R N 80 E 149.08 S 80.33 W 153.31 |
| Legal Subdivision | VILLAGE |
| Legal Lot Number | 4 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10502 |
5330 Waters Bend Dr is owned and occupied by an individual who bought it in September 2020.
Source: Boone County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Line of Credit PLANET HOME LENDING LLC |
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Sep 17, 2020 | Warranty Deed, Construction Loan · Construction Mortgage MIDWEST COMMUNITY BANK |
| Oct 6, 2017 | Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on File |
| Deed Sale | Sep 17, 2020 · Amount on File |
| Prior Sale | Oct 6, 2017 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025R05694 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025R05694 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022R06097 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022R06097 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Sep 17, 2020 |
| Property Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Document Number | 2020R05849 |
| Map Reference | DOC 2004R12307 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 2020R05849 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2110 DAVIS DR, BELVIDERE, IL 61008-1928 |
| Name | Verified Name |
|---|---|
| Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Investor | Possibly a Property Investor |
| Document Number | 2020R05850 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020R05850 |
| Name | MIDWEST COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.13% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Oct 6, 2017 |
| Property Address | 5330 WATERS BEND DR, BELVIDERE, IL 61008-7102 |
| Document Number | 2017R05430 |
| Map Reference | DOC 2004R12307 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2017R05430 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $339.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3374 WALDEN AVE # 104, 104, DEPEW, NY 14043-2437 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2106 DAVIS DR, BELVIDERE, IL 61008-1928 |
| Investor | Possibly a Property Investor |
| Document Number | 2017R05431 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 2017R05431 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5330 Waters Bend Dr was $9,000 with a homeowner's exemption.
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Belvidere City |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000.00 Homeowner's exemption | $119,004 (+3.69%) Land $6,667 Building $112,337 | $357,012 (+3.69%) Land $20,001 Building $337,011 |
| 2024 | $114,765 Land $6,667 Building $108,098 | $344,295 Land $20,001 Building $324,294 | |
| 2022 | $9,110.00 | $95,273 Land $6,667 Building $88,606 | $285,819 Land $20,001 Building $265,818 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5330 Waters Bend Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5330 Waters Bend Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVIDERE serves 25,339 people · EPA ID IL0070050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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