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5330 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5330 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 2008
Lot Size0.146 acres (6,403 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (May 2017)
Tax Bill$2,654 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN156089

Property Details

APN / Parcel Number

Primary APN156089
Alternative APN
  • 232630066900012910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,854 sqft Heated Area
Gross Area2,484 sqft
1st Floor Area1,854 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.146 acres)
Lot Dimensions128 ft deep x 50 ft wide
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area236 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number156089
Street Address5330 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-7098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 291
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES
Legal Tract669
Legal Block1
Legal Lot Number291
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 156089

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5330 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 10, 2017Warranty Deed, Transfer · FHA Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleOct 03, 2008 · Amount on Record
Deed Document Number2017068971
Deed Book / Page5146 / 0261
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5330 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
Transaction TypeMortgage
Record UpdatedSep 13, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098

Mortgage

Document Number0058882562
DateFeb 10, 2021
Book Page5888/2562
Instrument2021019637
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueJun 01, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 10, 2017
Property Address5330 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098
Document Number0051460261
Book / Page5146 / 0261
Map ReferenceMB20 PG31-36
Instrument DateMay 08, 2017
Instrument2017068971
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyTITLE & ABSTRACT AGENCY OF A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 COUNTRY CT, 115, LONG POND, PA 18334-7902

Transferred To (Grantee/Buyer)

NameVerified Name
Address5330 SILVER THISTLE LN, SAINT CLOUD, FL 34772-7098

Mortgage

Document Number0051460263
DateMay 10, 2017
Book Page5146/0263
Instrument2017068972
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,654.00 (+2.95%) Homeowner's exemption Senior Citizen's exemption$202,810 (+9.45%)$305,800 (+7.15%) Land $75,000 Building $230,800
2023$2,578.00 (+3.87%) Homeowner's exemption$185,295 (+3%)$285,400 (+3.11%) Land $60,000 Building $225,400
2022$2,482.00 Homeowner's exemption$179,899$276,800 Land $55,000 Building $221,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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