Polk County property record for 533 Terranova Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 2004 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | Company Name on File |
| Last Sale | $235,100 (Apr 2021) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-14-687804-000180 |
| Primary APN | 26-29-14-687804-000180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,226 sqft |
| 1st Floor Area | 1,786 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,048 sqft (0.162 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 264 sqft |
| Street Address | 533 TERRANOVA CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRANOVA PHASE I PB 119 PGS 30 & 31 LOT 18 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | TERRANOVA PHASE I |
| Legal Phase | I |
| Legal Tract | 687804 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 14501 |
Source: Polk County records · APN 26-29-14-687804-000180
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Apr 07, 2021 | Warranty Deed, Transfer REAL ESTATE AND TITLE SERVICES, REAL ESTATE TITLE SERVICES |
| Nov 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2021 · Amount on Record |
| Deed Sale | Apr 07, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2015 · Amount on Record |
| Deed Document Number | 202186452 |
| Deed Book / Page | 11654 / 1847 |
| Prior Transfer Date | Nov 15, 2018 |
| Prior Transfer Doc | 0106780461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 533 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000249641 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 11907/1658 |
| Instrument | 2021249641 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 07, 2021 |
| Property Address | 533 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407 |
| Document Number | 0000086452 |
| Book / Page | 11654 / 1847 |
| Map Reference | MB 119 PG 30 |
| Instrument Date | Mar 29, 2021 |
| Instrument | 2021086452 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | REAL ESTATE AND TITLE SERVICES, REAL ESTATE TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.70 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4141 TIMBER VALLEY WAY, LAKELAND, FL 33811-2694 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 533 TERRANOVA CIR, WINTER HAVEN, FL 33884-3407 |
| Document Number | 0106780461 |
| Book / Page | 010678 / 000461 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 244490 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 533 TERRANOVA CIR WINTER HAVEN FL 338843407, WINTER HAVEN, FL 33884-3407 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,288.00 (-3.62%) | $229,349 (-15.49%) Land $48,000 Building $181,349 | $229,349 (-15.49%) Land $48,000 Building $181,349 |
| 2024 | $4,449.00 (-10.43%) | ||
| 2023 | $4,967.00 (+10.6%) | $271,401 (+14.98%) Land $48,000 Building $223,401 | $271,401 (+14.98%) Land $48,000 Building $223,401 |
| 2022 | $4,491.00 | $236,044 Land $40,000 Building $196,044 | $236,044 Land $40,000 Building $196,044 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 341 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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