533 Secoya St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 533 Secoya St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,314 sqft · built 2004
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,500 (Dec 2004)
Tax Bill	$10,824 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-754-09`

Property Details

APN / Parcel Number

Primary APN	`017-754-09`
Alternative APN	`017-754-09-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,314 sqft Living Area
Gross Area	2,730 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	3,311 sqft (0.076 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	533 SECOYA ST
City	WATSONVILLE
State	CA
Zip	95076-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PHASE
Legal Lot Number	248
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	110101

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	533 SECOYA ST, WATSONVILLE, CA 95076-3190
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	200491552
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	533 SECOYA ST, WATSONVILLE, CA 95076-3190
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 SECOYA ST, WATSONVILLE, CA 95076-3190

Mortgage

Document Number	0000032873
Date	Jun 15, 2021
Instrument	2021-0032873

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	533 SECOYA ST, WATSONVILLE, CA 95076-3190
Document Number	0000003236
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	533 SECOYA ST WATSONVILLE CA 950763190, WATSONVILLE, CA 95076-3190

Mortgage

Document Number	0000003236
Date	Jan 28, 2020
Instrument	3236

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$825,288 (+2%) Land $495,172 Building $330,116
2025	$10,824.00 (+12.39%) Homeowner's exemption	$809,106 (+4.04%) Land $485,463 Building $323,643
2023	$9,631.00 (+1.96%) Homeowner's exemption	$777,687 Land $466,611 Building $311,076	$756,090
2022	$9,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Xfinity.

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