533 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 533 Scott St, Covington, KY 41011

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Lot Size	0.13 acres (5,670 sqft)
Owner	Company Name on Record
Last Sale	$806,000 (Feb 2021)
Deeds & Mortgages	Aug 2026 Construction Loan Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-05-014.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-05-014.00`

Exterior

Lot Area	5,670 sqft (0.13 acres)
Lot Dimensions	92.5 ft deep x 61.3 ft wide

Location & Zoning

Street Address	533 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-1529
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Legal Description	ORIGINAL PLAT OF COV PT LOTS 344-345 61.25'X 92.5' WS SCOTT 33.75' N 6TH
Legal Subdivision	ORIGINAL PLAT OF COV
Legal Lot Number	344,34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2014
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 W PIKE ST, 1, COVINGTON, KY 41011-3063
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL NW BANK
Jun 21, 2022	Warranty Deed, Transfer
Feb 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Sep 1, 2010 · Amount on Record
Deed Document Number	20215900046
Deed Book / Page	73 / 406
Last Transfer Date	Jun 9, 2022
Transfer Doc	0005900002
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Aug 3, 2026
Property Address	533 SCOTT ST, COVINGTON, KY 41011-1529
Document Number	0000017110
Book / Page	472 / 281
Instrument Date	Jul 16, 2026
Instrument	202617110
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1021 MADISON AVE, COVINGTON, KY 41011-3171

Mortgage

Document Number	0000017110,
Date	Aug 3, 2026
Book Page	472/281
Instrument	202617110

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 1, 2033

Interest

Rate	6.47%
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 21, 2022
Property Address	533 SCOTT ST, COVINGTON, KY 41011-1529
Document Number	0005900002
Book / Page	172 / 135
Instrument Date	Jun 9, 2022
Instrument	22062105900002
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 W ROBBINS ST, COVINGTON, KY 41011-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W PIKE ST, PARK HILLS, KY 41011-2711
Investor	Possibly a Property Investor

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 23, 2021
Property Address	533 SCOTT ST, COVINGTON, KY 41011-1529
Document Number	0005900046
Book / Page	73 / 406
Instrument Date	Feb 3, 2021
Instrument	21022305900046
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30E 8TH STREET #200 # 200, 200, NEWPORT, KY 41071

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2025		$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2023	Additional exemption filed	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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