533 River Ranch Rd, Fernley, NV 89408 Property Records

Lyon County property record for 533 River Ranch Rd, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,195 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Jun 2015)
Tax Bill	$627 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-934-03`

Property Details

APN / Parcel Number

Primary APN	`020-934-03`
Alternative APNs	`020-864-01` `2093403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,195 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,712 sqft (0.2 acres)
Garage Area	701 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	533 RIVER RANCH RD
City	FERNLEY
State	NV
Zip	89408-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	18-20-25 FR S2SE4 CREATED FROM SPLIT OF PARCEL # 020-864-01 RIVER RANCH SUB UNIT 2 SM 301877
Legal Subdivision	RIVER RANCH SUB UNIT 2
Legal Block	1
Legal Lot Number	154
Legal Unit	2
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1015
Census Tract	960107

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	533 RIVER RANCH RD, FERNLEY, NV 89408-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	2015537320
Prior Transfer Date	Nov 9, 2010
Prior Transfer Doc	0000467920
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	533 RIVER RANCH RD, FERNLEY, NV 89408-8336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE FERNLEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606876
Date	Nov 27, 2019
Instrument	606876

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	533 RIVER RANCH RD, FERNLEY, NV 89408-8336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CENTENNIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620694
Date	Sep 2, 2020
Instrument	620694

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00 (-71.62%)	$99,382 (-19.73%) Land $56,000 Building $79,782	$387,948 (+9.67%) Land $160,000 Building $227,948
2023	$2,209.00 (+42.06%)	$123,810 (+4.56%) Land $47,250 Building $76,560	$353,744 (+4.56%) Land $135,000 Building $218,744
2022	$1,555.00	$118,410 Land $47,250 Building $71,160	$338,314 Land $135,000 Building $203,314

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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