533 Moran St, Gainesville, TX 76240 Property Records

Cooke County property record for 533 Moran St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,146 sqft · built 1930
Lot Size0.14 acres (6,103 sqft)
Owner2 Individual Names on Record
Last Sale$27,500 (Aug 2009)
Tax Bill$1,748 (2026)
Deeds & MortgagesMar 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN2740-011-00014

Property Details

APN / Parcel Number

Primary APN2740-011-00014
Alternative APN
  • 8327

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,146 sqft Living Area
Gross Area1,822 sqft
1st Floor Area1,146 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area6,103 sqft (0.14 acres)
PorchSlab
Porch Area252 sqft
Storage Building424 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2740-011-00014
Street Address533 MORAN ST
CityGAINESVILLE
StateTX
Zip76240-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCOTT ADDN; BLOCK 11; LOT 14 & 15 PTS OF
Legal SubdivisionSCOTT ADDN
Legal Block11
Legal Lot Number14,15
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4019
Census Tract500

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address417 N MORRIS ST, GAINESVILLE, TX 76240-4209
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2009 · Amount on Record
Deed SaleAug 10, 2009 · Amount on Record
Deed Document Number20095147
Deed Book / Page1650 / 188
Prior Transfer DateAug 6, 2009
Prior Transfer Doc001650/188
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address533 MORAN ST, GAINESVILLE, TX 76240-4023
Transaction TypeMortgage
Record UpdatedSep 18, 2023
Title CompanyHOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 N MORRIS ST, GAINESVILLE, TX 76240-4209

Mortgage

Document Number002570/816
DateMar 31, 2023
Book Page2570/816
Instrument2023-2100
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
AddressWICHITA FALLS, TX 76308
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateApr 1, 2028
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.5%
IndexOther
Margin3
Max Rate13.5%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,748.00 (+5.88%)$83,552 (+5.84%) Land $27,398 Building $56,154$83,552 (+5.84%) Land $27,398 Building $56,154
2025$1,651.00 (+10.36%)$78,945 (-0.23%) Land $27,398 Building $51,547$78,945 (-0.23%) Land $27,398 Building $51,547
2024$1,496.00 (+3.82%)
2023$79,124 Land $22,821 Building $56,303$79,124 Land $22,821 Building $56,303
2022$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims103 (1981–2009)
Claims Outside the SFHA6 of 103
Most Recent ClaimMay 2009 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, Nextlink, T-Mobile.

Nearby Properties on Moran St

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