533 Manchester Loop, Owensboro, KY 42301 Property Records

Daviess County property record for 533 Manchester Loop, Owensboro, KY 42301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 2004
Lot Size0.203 acres (8,843 sqft)
OwnerIndividual Name on File
Tax Bill$1,951 (2025)
Deeds & MortgagesFeb 2010 Mortgage
Apr 2010 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN038I0008200000

Property Details

APN / Parcel Number

Primary APN038I0008200000
Alternative APNs
  • 038-I0-00-082-00-000
  • 2254561

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,691 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions88 ft deep x 125 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address533 MANCHESTER LOOP
CityOWENSBORO
StateKY
Zip42301-7911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description533 MANCHESTER LP
Legal SubdivisionGRAYSTONE ESTATES
Legal Lot Number82
JurisdictionDAVIESS KY
Township / Civil DivisionUTICA-STANLEY
Census Block Group3
Census Block3101
Census Tract1300

Owner

533 Manchester Loop is owned and occupied by an individual.

Source: Daviess County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address533 MANCHESTER LOOP, OWENSBORO, KY 42301-7911
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2010Deed of Trust, Mortgage
BRANCH BANKING AND TRUST CO
Apr 1, 2010Deed, Subdivision Related Transfer · Conventional Mortgage
SOUTH CENTRAL BANK INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address533 MANCHESTER LOOP, OWENSBORO, KY 42301-7911
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyREGIONAL LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001739/846
DateFeb 22, 2010
Book Page1739/846
Instrument2010-00002373
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount on Record
Term6 Months
DueAug 16, 2010

April 2010: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDAVIESS KY
Recording DateApr 1, 2010
Property Address533 MANCHESTER LOOP, OWENSBORO, KY 42301-7911
Document Number000873/796
Book / Page0873 / 796
Map ReferenceMB28 PG281
Instrument DateMar 30, 2010
Instrument201081296889
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$139.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1035 FREDERICA ST STE 250, 250, OWENSBORO, KY 42301-3022

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 MANCHESTER LOOP, OWENSBORO, KY 42301-7911

Mortgage

Document Number001745/223
DateApr 1, 2010
Book Page1745/223
Instrument2010-01296901
Lender
NameSOUTH CENTRAL BANK INC
AddressGLASGOW, KY 42141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 533 Manchester Loop was $1,951.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,600 (-)$185,600 (-)
2025$1,951.00$185,600 Land $25,000 Building $160,600$185,600 Land $25,000 Building $160,600
2023$185,600$185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 533 Manchester Loop in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 90 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims29 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 8 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Manchester Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIESS CO WATER DISTRICT
serves 33,655 people · EPA ID KY0300387
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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