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533 Main St, Chimney Rock, NC 28720 Property Records

Rutherford County property record for 533 Main St, Chimney Rock, NC 28720

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,076 sqft · built 1938
Lot Size0.819 acres (35,719 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Sep 2020)
Tax Bill$413 (2022)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1638952

Property Details

APN / Parcel Number

Primary APN1638952
Alternative APN
  • 47013

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,076 sqft Heated Area
Gross Area2,948 sqft
Basement Area750 sqft
Unfinished Basement750 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeMansard
Roof MaterialAsphalt
Lot Area35,719 sqft (0.819 acres)

Exterior Amenities

PorchOpen Porch
Porch Area324 sqft
Patio Area296 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemForced Air

Location & Zoning

Account Number47013
Street Address533 MAIN ST
CityCHIMNEY ROCK
StateNC
Zip28720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:0633171151940000; 2 RES LT 001 PB 26-159
Legal SubdivisionCHIMNEY ROCK
Legal Block2
Legal Lot Number1
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group2
Census Block2030
Census Tract960302

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1219 E 35TH ST, CHARLOTTE, NC 28205-1616
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2020 · Amount on Record
Deed SaleSep 4, 2020 · Amount on Record
Prior SaleJul 15, 2013
Deed Document Number0020363018
Deed Book / Page2036 / 3018
Record UpdatedJun 7, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateSep 4, 2020
Property Address533 MAIN ST, CHIMNEY ROCK, NC 28720
Document Number0020363018
Book / Page2036 / 3018
Map ReferenceMB 26 PG 159
Instrument DateSep 3, 2020
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyTRYON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 BENT TREE LN, 34, HILTON HEAD ISLAND, SC 29926-1906

Transferred To (Grantee/Buyer)

NameVerified Name
Address1219 E 35TH ST, CHARLOTTE, NC 28205-1616

Mortgage

Document Number0020363021
DateSep 4, 2020
Instrument2036/3021
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityChimney Rock Village
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$622,100 Land $200,000 Building $422,100$622,100 Land $200,000 Building $422,100
2022$413.00 (-90.02%)
2021$4,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims25 (2022–2024)
Claims Outside the SFHA5 of 25
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE LURE
serves 1,176 people · EPA ID NC0181020
Water SourceGroundwater
Last State InspectionJul 2025
Lead15 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Pangaea Internet, Vyve Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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