533 Layfield Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 533 Layfield Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1950
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jun 2025)
Tax Bill	$875 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`170J A 019`

Property Details

APN / Parcel Number

Primary APN	`170J A 019`
Alternative APN	`0000116811`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000116811
Street Address	533 LAYFIELD RD
City	CHATTANOOGA
State	TN
Zip	37412-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 PT C F WILLIAMS ESTATE PB 15 PG 45
Legal Subdivision	C E WILLAMS ESTATE
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	11442

Owner

533 Layfield Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Hamilton County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	533 LAYFIELD RD, CHATTANOOGA, TN 37412-4125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Warranty Deed, Transfer · FHA Mortgage CADENCE BANK NA
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2020	Warranty Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Jun 2, 2023 · Amount on File
Deed Document Number	202565
Deed Book / Page	13964 / 686
Prior Transfer Date	Dec 18, 2000
Prior Transfer Doc	0000000276
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 26, 2025
Property Address	533 LAYFIELD RD, CHATTANOOGA, TN 37412-4125
Document Number	0000000065
Book / Page	13964 / 686
Map Reference	MB 15 PG 45
Instrument Date	Jun 23, 2025
Instrument	2025062600065
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	533 LAYFIELD RD, CHATTANOOGA, TN 37412-4125

Mortgage

Document Number	0013964690
Date	Jun 26, 2025
Instrument	13964/690

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Mortgage

Document Number	0000000067
Date	Jun 26, 2025
Book Page	13964/707
Instrument	2025062600067

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 2, 2023
Property Address	533 LAYFIELD RD, CHATTANOOGA, TN 37412-4125
Document Number	0000000166
Book / Page	13307 / 553
Map Reference	MB 15 PG 45
Instrument Date	May 31, 2023
Instrument	2023060200166
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6313 AVLOVENTOWN RD, WOODBURY, TN 37190

Mortgage

Document Number	0000000167
Date	Jun 2, 2023
Instrument	2023060200167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 15, 2020
Property Address	533 LAYFIELD RD, CHATTANOOGA, TN 37412-4125
Document Number	0115000122
Book / Page	011879 / 000390
Instrument Date	Nov 19, 2019
Instrument	200115000122
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount on Record
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 LAYFIELD RD CHATTANOOGA TN 374124125, CHATTANOOGA, TN 37412-4125

Tax Assessment & Valuation

The 2025 property tax bill for 533 Layfield Rd was $875, up 44.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$875.00 (+44.39%)	$57,775 (+113%)	$231,100 (+113%) Land $55,000 Building $176,100
2024	$606.00 (-36.48%)	$27,125 (-)	$108,500 (-) Land $40,000 Building $68,500
2023	$954.00	$27,125 (-)	$108,500 (-) Land $40,000 Building $68,500
2022	$954.00	$27,125	$108,500 Land $40,000 Building $68,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 533 Layfield Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2009)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2009 · river or lake flooding
Claims by Event	Extensive Rainfall And Flash Flooding, Mar 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 Layfield Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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