Kenton County property record for 533 Laurel St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1930 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Aug 2026) |
| Tax Bill | $1,044 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-34-05-025.00 |
| Primary APN | 026-34-05-025.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 850 sqft Finished Area |
| Gross Area | 875 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 533 LAUREL ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW 2ND PART SW 15' LOT 396 & NE 20' LOT 397 |
| Legal Subdivision | LUDLOW EST 2ND PARTITION |
| Legal Lot Number | 396,39 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-34-05-025.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage GERMAN AMERICAN BANK |
| Feb 04, 2021 | Warranty Deed, Transfer |
| Dec 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Feb 04, 2021 · Amount on Record |
| Deed Document Number | 2026080317005 |
| Deed Book / Page | 471 / 325 |
| Prior Transfer Date | Dec 07, 2017 |
| Prior Transfer Doc | 0000000113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 03, 2026 |
| Property Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Document Number | 0000017005 |
| Book / Page | 471 / 325 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202617005 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NORTHWEST TITLE COMPANY, NORTHWEST TITLE FAMILY OF COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Document Number | 0000017006, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026080317006 |
| Name | GERMAN AMERICAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 04, 2021 |
| Property Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Document Number | 0005900185 |
| Book / Page | 70 / 86 |
| Map Reference | PL 430 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 21020405900185 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 POPLAR ST, 314, LUDLOW, KY 41016-1442 |
| Name | Verified Name |
|---|---|
| Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 18, 2017 |
| Property Address | 533 LAUREL ST, LUDLOW, KY 41016-1313 |
| Document Number | 0000000113 |
| Book / Page | 006317 / 000211 |
| Instrument Date | Dec 07, 2017 |
| Instrument | 113 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 517 LAUREL ST LUDLOW KY 410161313, LUDLOW, KY 41016-1313 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,044.00 (+1.46%) | $80,000 (-) Land $10,000 Building $70,000 | $80,000 (-) Land $10,000 Building $70,000 |
| 2023 | $1,029.00 | $80,000 Land $10,000 Building $70,000 | $80,000 Land $10,000 Building $70,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 719 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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