533 Joans Rd, Santa, ID 83866 Property Records

Benewah County property record for 533 Joans Rd, Santa, ID 83866

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,001 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,700 (May 2021)
Tax Bill	$2,493 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP44N01W148700A`

Property Details

APN / Parcel Number

Primary APN	`RP44N01W148700A`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,001 sqft Living Area
1st Floor Area	4,001 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Wood
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Greenhouse	280 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	533 JOANS RD
City	SANTA
State	ID
Zip	83866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S14 T44N R1W PARCEL #9 (TAX #933) (PT SWSE)
Legal Range	01W
Legal Township	44N
Legal Section	14
Jurisdiction	BENEWAH ID
Township / Civil Division	ST. MARIES
Census Block Group	1
Census Block	1089
Census Tract	950100

Owner

Source: Benewah County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 133, SANTA, ID 83866-0133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 9, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2021	Warranty Deed, Transfer · VA Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	2021291168
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	533 JOANS RD, SANTA, ID 83866
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298506
Date	Apr 28, 2023
Instrument	298506

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENEWAH ID
Property Address	533 JOANS RD, SANTA, ID 83866
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000294354
Date	Feb 9, 2022
Instrument	294354

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENEWAH ID
Recording Date	May 7, 2021
Property Address	533 JOANS RD, SANTA, ID 83866
Document Number	291168
Instrument Date	Apr 29, 2021
Instrument	291168
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	FIRST AMERICAN TITLE-SAINT MARIES, FIRST AMER TTL SAINT MARIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 JUDITH CT, INCLINE VILLAGE, NV 89451-8601

Mortgage

Document Number	291169
Date	May 7, 2021
Instrument	291169

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Benewah County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Benewah County
Unified School District	St. Maries Joint School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,493.00 (+5.41%)	$557,488 (-5.95%) Land $53,973 Building $503,515	$557,488 (-5.95%) Land $53,973 Building $503,515
2023	$2,365.00 (-27.23%)	$592,757 (-3.46%) Land $52,266 Building $540,491	$592,757 (-3.46%) Land $52,266 Building $540,491
2022	$3,250.00	$614,011 Land $50,309 Building $563,702	$614,011 Land $50,309 Building $563,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	20 (1982–2017)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Mar 2017 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Snowmelt, Land/mud Slides, Flooding, May 1997 · 3 claims Severe Storms And Flooding, Feb 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE only, no 5G reported

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