533 Harrogate Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 533 Harrogate Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,683 sqft · built 1979
Lot Size	0.93 acres (40,522 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Dec 2017)
Tax Bill	$6,999 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-026-16`

Property Details

APN / Parcel Number

Primary APN	`213-026-16`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,683 sqft Heated Area
Gross Area	4,258 sqft
1st Floor Area	2,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	40,522 sqft (0.93 acres)
Garage Area	575 sqft
Deck Area	264 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	213-026-16
Street Address	533 HARROGATE RD
City	MATTHEWS
State	NC
Zip	28105-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L177 M14-579
Legal Subdivision	STRATFORDSHIRE
Legal Lot Number	177
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1015
Census Tract	5865

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 27, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 9, 2017	Trustee's Deed, Transfer · Construction Mortgage TRIANGLE REALTY INV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	0032369569
Deed Book / Page	32369 / 569
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212263
Date	Nov 5, 2021
Book Page	36734/457
Instrument	2021212263

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613

Mortgage

Document Number	0000022270
Date	Feb 10, 2022
Book Page	37052/739
Instrument	2022022270

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 27, 2017
Property Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613
Document Number	0000172620
Book / Page	32369 / 569
Map Reference	MB14 PG579
Instrument Date	Dec 14, 2017
Instrument	2017172620
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613

Mortgage

Document Number	0000172621
Date	Dec 27, 2017
Instrument	2017172621

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

March 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 9, 2017
Property Address	533 HARROGATE RD, MATTHEWS, NC 28105-5613
Document Number	0000030228
Book / Page	031623 / 000273
Instrument Date	Jan 6, 2017
Instrument	30228
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2474 WALNUT ST #256 CARY NC 275189212, 256, CARY, NC 27518-9212

Mortgage

Document Number	30229
Date	Mar 9, 2017
Book Page	031623/000275
Instrument	30229

Lender

Name	TRIANGLE REALTY INV LLC
Address	RALEIGH, NC 27675

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 8, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: AT&T, Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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