533 E Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 533 E Sterns Rd, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Oct 2002)
Tax Bill$1,262 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone AE (high risk)
APN02-036-013-00

Property Details

APN / Parcel Number

Primary APN02-036-013-00

Exterior

Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address533 E STERNS RD
CityTEMPERANCE
StateMI
Zip48182-9566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 36 T8S R7E .5 ACRE COM 935.5 FT E OF NW COR OF NE 1/4 TH E 60 FT S 350 FT W 60 FT N 350 FT TO POB
Legal Range07E
Legal Township08S
Legal Section36
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2011
Census Tract833500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address533 E STERNS RD, TEMPERANCE, MI 48182-9566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2002 · Amount on Record
Deed SaleOct 17, 2002 · Amount on Record
Prior Transfer DateJul 5, 2002
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address533 E STERNS RD, TEMPERANCE, MI 48182-9566
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 E STERNS RD, TEMPERANCE, MI 48182-9566

Mortgage

Document Number0000019125
DateSep 30, 2022
Instrument2022R19125
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,500 (+70.86%) Land $81,500$163,000 (+70.86%) Land $163,000
2025$1,262.00 (+12.18%) Homeowner's exemption
2023$1,125.00 Homeowner's exemption$47,700$95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1979–2006)
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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