533 E Elm St, Wheaton, IL 60189 Property Records

DuPage County property record for 533 E Elm St, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1957
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jul 2026)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-203-014`

Property Details

APN / Parcel Number

Primary APN	`05-21-203-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	30.5 ft deep x 5.5 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	533 E ELM ST
City	WHEATON
State	IL
Zip	60189-6569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ELM PERSHING RESUB
Legal Subdivision	ELM PERSHING RESUB
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1004
Census Tract	842703

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	533 E ELM ST, WHEATON, IL 60189-6569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Apr 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	May 21, 1997
Deed Document Number	202647003
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0000067906
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 10, 2026
Property Address	533 E ELM ST, WHEATON, IL 60189-6569
Document Number	0000047003
Instrument Date	Jun 23, 2026
Instrument	202647003
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	533 E ELM ST, WHEATON, IL 60189-6569

Mortgage

Document Number	0000047004,
Date	Jul 10, 2026
Instrument	202647004

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	533 E ELM ST, WHEATON, IL 60189-6569
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 W 772 SUNNYRIDGE COURT, WHEATON, IL 60189

Mortgage

Document Number	0000027640
Date	Mar 16, 2022
Instrument	R2022-027640

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 2, 2019
Property Address	533 E ELM ST, WHEATON, IL 60189-6569
Document Number	0000023709
Instrument Date	Mar 7, 2019
Instrument	23709
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25W772 SUNNYRIDGE CT WHEATON IL 601895929, WHEATON, IL 60189-5929

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,609.00 (+1.93%)	$109,123 (+8.46%) Land $50,149 Building $58,974	$327,369 (+8.46%) Land $150,447 Building $176,922
2024	$6,484.00 (+6.98%)	$100,611 (+14.96%) Land $46,237 Building $54,374	$301,833 (+14.96%) Land $138,711 Building $163,122
2022	$6,061.00	$87,520 Land $40,220 Building $47,300	$262,560 Land $120,660 Building $141,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–1990)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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