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533 E Charlotte Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 533 E Charlotte Ave, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,457 sqft · built 1977
Lot Size0.205 acres (8,924 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Feb 2022)
Tax Bill$3,835 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN412306440008

Property Details

APN / Parcel Number

Primary APN412306440008
Alternative APNs
  • 01076070000000
  • 10004701719

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,457 sqft Living Area
Gross Area1,642 sqft
1st Floor Area1,457 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,924 sqft (0.205 acres)
Lot Dimensions92 ft deep x 97 ft wide
Garage TypeAttached
Garage Area299 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchEnclosed/Screened Porch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number01076070000000
Street Address533 E CHARLOTTE AVE
CityPUNTA GORDA
StateFL
Zip33950-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-10
Legal DescriptionWOODS 2ND ADD PG BLK R LTS 10 11 152/574 PR91-215 1152/1564 1267/557 1525/670 CT1852/1607 1874/1684 1930/1010 4819/1904 4930/1666
Legal Range23E
Legal Township41S
Legal Section06
Legal SubdivisionWOODS 2ND ADD PG
Legal TractWAD
Legal BlockR
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2080
Census Tract10302

Owner

533 E Charlotte Ave is owned by two individuals who bought it in February 2022.

Source: Charlotte County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address38212 REDWOOD TER, FREMONT, CA 94536-4069
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 9, 2021Warranty Deed, Transfer · Commercial Mortgage
RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2022 · Amount on File
Deed SaleFeb 22, 2022 · Amount on File
Prior SaleAug 9, 2021 · Amount on File
Deed Document Number20223061865
Deed Book / Page4930 / 1666
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address533 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4909
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049301668
DateFeb 22, 2022
Book Page4930/1668
Instrument3061866
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 9, 2021
Property Address533 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4909
Document Number0048191904
Book / Page4819 / 1904
Map ReferenceMB 1 PG 15
Instrument DateAug 6, 2021
Instrument2982245
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,152.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 510361, PUNTA GORDA, FL 33951-0361

Transferred To (Grantee/Buyer)

NameVerified Name
Address9826 GIAVENO CIR UNIT 1514, 1514, NAPLES, FL 34113-8350
InvestorPossibly a Property Investor

Mortgage

Document Number0048191910
DateAug 9, 2021
Instrument4819/1910
Lender
NameRESIDENTIAL CAPITAL PARTNERS SECURE
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 533 E Charlotte Ave was $3,835.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,835.00$230,819 Land $27,992 Building $202,827$230,819 Land $27,992 Building $202,827
2023$4,435.00 (+15.74%)$260,396 (+16.46%)$193,891 (-13.29%) Land $37,636 Building $156,255
2022$3,832.00$223,596 Land $23,993 Building $199,603$223,596 Land $23,993 Building $199,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 533 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 533 E Charlotte Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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