533 Derby Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 533 Derby Ln, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,332 sqft · built 1982
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Oct 2014)
Tax Bill$5,153 (2025)
Flood ZoneZone X (minimal risk)
APN022-083-067

Property Details

APN / Parcel Number

Primary APN022-083-067

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,332 sqft Living Area

Exterior

Year BuiltBuilt 1982
Construction TypeWood
Lot Area5,200 sqft (0.119 acres)

Location & Zoning

Street Address533 DERBY LN
CityCAMBRIA
StateCA
Zip93428-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAM PINES U 1 LT 36 & PTN LT 35
Legal Lot Number35,36
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1063
Census Tract10404

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address533 DERBY LN, CAMBRIA, CA 93428-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Deed Document Number2014045982
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,153.00 (+4.21%) Homeowner's exemption$462,699 (+4.04%) Land $300,457 Building $162,242
2023$4,945.00 (+2.04%) Homeowner's exemption$444,734 Land $288,791 Building $155,943
2022$4,846.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Ranch Wifi, Verizon.

Nearby Properties on Derby Ln

Nearby Streets

Search Property Records by Address or Parcel Number