Santa Cruz County property record for 533 Cirvelo St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,341 sqft · built 2004 |
| Lot Size | 0.074 acres (3,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2008) |
| Tax Bill | $8,860 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-751-09 |
| Primary APN | 017-751-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,341 sqft Living Area |
| Gross Area | 2,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 3,223 sqft (0.074 acres) |
| Garage Type | Attached |
| Garage Area | 391 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 533 CIRVELO ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VISTA MONTANA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 110101 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 533 CIRVELO ST, WATSONVILLE, CA 95076-1081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit L ALLEY LOANS INC |
| Aug 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2008 · Amount on File |
| Deed Sale | Oct 23, 2008 · Amount on File |
| Prior Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 200843435 |
| Last Transfer Date | Aug 19, 2021 |
| Transfer Doc | 0000044006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 533 CIRVELO ST, WATSONVILLE, CA 95076-1081 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF |
| Name | Verified Name |
|---|---|
| Address | 533 CIRVELO ST, WATSONVILLE, CA 95076-1081 |
| Document Number | 0000004796 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024-0004796 |
| Name | L ALLEY LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 24, 2021 |
| Property Address | 533 CIRVELO ST, WATSONVILLE, CA 95076-1081 |
| Document Number | 0000044006 |
| Map Reference | VOL 103 PG 36 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-0044006 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 533 CIRVELO ST, WATSONVILLE, CA 95076-1081 |
| Document Number | 0000044007 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-0044007 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,600 (+2%) Land $328,800 Building $328,800 | ||
| 2025 | $8,860.00 (+12.44%) | $644,706 (+4.04%) Land $322,353 Building $322,353 | |
| 2023 | $7,880.00 (+1.99%) | $619,670 Land $309,835 Building $309,835 | $657,090 |
| 2022 | $7,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon, Xfinity.
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