533 Boy Scout Rd, Oakland, MD 21550 Property Records

Garrett County property record for 533 Boy Scout Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,072 sqft · built 2009
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Nov 2014)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-016215`

Property Details

APN / Parcel Number

Primary APN	`10-016215`
Alternative APN	`016215`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,072 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Deck Area	320 sqft
Patio Area	544 sqft
Balcony Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	016215
Street Address	533 BOY SCOUT RD
City	OAKLAND
State	MD
Zip	21550-6933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.67 AC N/S BOY SCOUT RD PAWN RUN
Legal Subdivision	PAWN RUN
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1020
Census Tract	502

Owner

Source: Garrett County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Feb 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Book / Page	1839 / 469
Last Transfer Date	Jan 29, 2021
Transfer Doc	0022800164
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933

Mortgage

Document Number	0025370055
Date	Feb 8, 2024
Book Page	2537/55

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	PITTSBURGH, PA 15219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933

Mortgage

Document Number	0024150399
Date	May 16, 2022
Book Page	2415/399

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	202 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021230042
Date	Mar 21, 2019
Book Page	2123/0042

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Feb 5, 2021
Property Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933
Document Number	0022800164
Book / Page	2280 / 164
Map Reference	CASE 2 PG 616
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 BOY SCOUT RD, OAKLAND, MD 21550-6933

Mortgage

Document Number	0002280167
Date	Feb 5, 2021
Instrument	2280/167

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,983.00 (+4.19%) Homeowner's exemption	$305,600 (+25.97%)	$337,100 (+38.95%) Land $38,000 Building $299,100
2023	$2,863.00	$242,600 Land $28,600 Building $214,000	$242,600 Land $28,600 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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