5329 Turtle Key Dr, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5329 Turtle Key Dr, Orange Beach, AL 36561

Property Summary

Property Type	Other Improved
Details	1 ba
Lot Size	0.466 acres (20,280 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Jan 2024)
Tax Bill	$5,057 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`63-08-33-0-000-001.184`

Property Details

APN / Parcel Number

Primary APN	`63-08-33-0-000-001.184`
Alternative APNs	`100377` `386202` `540712`

Interior

Full Baths	1 Bath

Exterior

Architectural Style	Multi-Family
Roof Material	Tile
Lot Area	20,280 sqft (0.466 acres)
Lot Dimensions	202 ft deep x 100 ft wide
View / Lot	Waterfront / Beach

Location & Zoning

Account Number	540712
Street Address	5329 TURTLE KEY DR
City	ORANGE BEACH
State	AL
Zip	36561-5731
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 1 TURTLE KEY SUB UNIT 1 SLIDE 1209A
Legal Subdivision	TURTLE KEY
Legal Block	U-1
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1004
Census Tract	11415

Owner

5329 Turtle Key Dr is owned by an individual who bought it in January 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	356 HIGHLAND VIEW DR, BIRMINGHAM, AL 35242-6811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Apr 1, 2021	Warranty Deed, Transfer AUSTIN TITLE, ATC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Jul 6, 2021 · Amount on File
Deed Document Number	20242102074
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 3, 2024
Property Address	5329 TURTLE KEY DR, ORANGE BEACH, AL 36561-5731
Document Number	0002102074
Map Reference	SL 1209-A
Instrument Date	Dec 29, 2023
Instrument	2102074
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12155 FINNELL CUTOFF RD, NORTHPORT, AL 35475-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	356 HIGHLAND VIEW DR, BIRMINGHAM, AL 35242-6811

Mortgage

Document Number	0002102075
Date	Jan 3, 2024
Instrument	2102075

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	14.3%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 1, 2021
Property Address	5329 TURTLE KEY DR, ORANGE BEACH, AL 36561-5731
Document Number	0001902629
Map Reference	SL 12096A
Instrument Date	Mar 26, 2021
Instrument	1902629
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10650 BIG BONE CHURCH RD, UNION, KY 41091-9432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 702, BAYOU LA BATRE, AL 36509-0702

Tax Assessment & Valuation

The 2026 property tax bill for 5329 Turtle Key Dr was $5,057, up 5.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,057.00 (+5.29%)
2025	$4,803.00	$171,540 Land $171,540	$857,700 Land $857,700
2023	$4,512.00 (+7.89%)	$161,160 (+7.9%)	$805,800 (+7.9%) Land $805,800
2022	$4,182.00 (+17.08%)	$149,360	$746,800 Land $746,800
2021	$3,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5329 Turtle Key Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5329 Turtle Key Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Turtle Key Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures