5328 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 5328 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1924
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$212,000 (Apr 2022)
Tax Bill	$4,118 (2026)
Deeds & Mortgages	May 2022 Second Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3080-02510`

Property Details

APN / Parcel Number

Primary APN	`010-3080-02510`
Alternative APN	`1129438`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1129438
Street Address	5328 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:010 SERIAL #
Legal Subdivision	ALTERED LONDON PARK ADD TO DUL
Legal Block	10
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2018
Census Tract	200

Owner

5328 Tioga St is owned by a company that bought it in April 2022 and is owner-occupied.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	5328 TIOGA ST, DULUTH, MN 55804-1668
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
May 11, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) US BANK NA
May 11, 2022	Lease, Transfer · Conventional Mortgage US BANK NA
Mar 9, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, ARROWHEAD ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jul 3, 2008 · Amount on File
Deed Document Number	20221402510
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0001406288
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5328 TIOGA ST, DULUTH, MN 55804-1668
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	ARROWHEAD ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442839
Date	May 11, 2022
Instrument	1442839

Lender

Name	MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
Type	Mortgage Company
Address	DETROIT LAKES, MN 56501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5328 TIOGA ST, DULUTH, MN 55804-1668
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442838
Date	May 11, 2022
Instrument	1442838

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

May 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2022
Property Address	5328 TIOGA ST, DULUTH, MN 55804-1668
Document Number	0001442836
Instrument Date	Apr 22, 2022
Instrument	1442836
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001442837
Date	May 11, 2022
Instrument	1442837

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 9, 2021
Property Address	5328 TIOGA ST, DULUTH, MN 55804-1668
Document Number	0001406288
Instrument Date	Feb 12, 2021
Instrument	1406288
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NOT AVAILABLE, ARROWHEAD ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E 4TH ST, DULUTH, MN 55805-3895

Tax Assessment & Valuation

The 2026 property tax bill for 5328 Tioga St was $4,118 with a homeowner's exemption, up 95.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (+95.72%) Homeowner's exemption
2025	$2,104.00 (-33.84%) Homeowner's exemption	$245,700 (+6.23%) Land $47,800 Building $197,900	$245,700 (+6.23%) Land $47,800 Building $197,900
2024	$3,180.00	$231,300 Land $46,100 Building $185,200	$231,300 Land $46,100 Building $185,200
2022		$205,900 Land $35,500 Building $170,400	$205,900 Land $35,500 Building $170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5328 Tioga St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5328 Tioga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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