5328 Ten Point Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 5328 Ten Point Dr, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,698 sqft · built 2004
Lot Size1.02 acres (44,579 sqft)
OwnerIndividual Name on Record
Last Sale$85,000 (Dec 2014)
Tax Bill$107 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-4940-6

Property Details

APN / Parcel Number

Primary APNC56-000-598-4940-6
Alternative APN
  • 17-3N-22-1000-000D-0040

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,698 sqft Heated Area
Gross Area3,687 sqft
1st Floor Area2,698 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area44,579 sqft (1.02 acres)
PorchEnclosed Porch
Porch Area783 sqft
Patio Area116 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5328 TEN POINT DR
CityCRESTVIEW
StateFL
Zip32539-7827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT OLIVE ESTATES LOT 4 BLK D
Legal Range22
Legal Township03N
Legal Section17
Legal SubdivisionMT OLIVE ESTATES
Legal BlockD
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2058
Census Tract20305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 31, 2018Deed of Trust, Mortgage · VA Mortgage
BBMC MORTGAGE LLC
Nov 2, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2014 · Amount on Record
Deed SaleDec 31, 2014 · Amount on Record
Prior SaleAug 25, 2004 · Amount on Record
Deed Document Number2970722
Deed Book / Page3178 / 3659
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827

Mortgage

Document Number0003795440
DateJan 27, 2026
Instrument3795440
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033352037
DateJan 31, 2018
Book Page3335/2037
Instrument3185803
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5328 TEN POINT DR, CRESTVIEW, FL 32539-7827

Mortgage

Document Number0035022408
DateNov 2, 2020
Book Page3502/2408
Instrument3403635
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$203,424 (+5.99%)$340,408 (+2.77%) Land $36,976 Building $303,432
2023$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$191,933 (+3%)$331,223 (+6.61%) Land $31,415 Building $299,808
2022$107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$186,343$310,701 Land $29,360 Building $281,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

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