St. Johns County property record for 5328 Shore Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,787 sqft · built 1979 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,900 (May 2018) |
| Tax Bill | $2,874 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 237680-0000 |
| Primary APN | 237680-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,007 sqft |
| 1st Floor Area | 1,787 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Carport |
| Garage Area | 238 sqft |
| Carport | Carport |
| Carport Area | 238 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 248 sqft |
| Deck Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5328 SHORE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-49 ST AUG SOUTH UT 14 LOTS 3944 & 3945 OR4551/801 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 38 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 14 |
| Legal Block | 14 |
| Legal Lot Number | 3944 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 237680-0000
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Nov 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 23, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 201835587 |
| Deed Book / Page | 4551 / 801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 05, 2026 |
| Property Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Document Number | 0000038620 |
| Book / Page | 6357 / 1878 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202638620 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Document Number | 0000038620, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 6357/1878 |
| Instrument | 202638620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Oct 01, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Document Number | 0058610328 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 5861/328 |
| Instrument | 2023091769 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Document Number | 0054641339 |
|---|---|
| Date | Jan 07, 2022 |
| Book Page | 5464/1339 |
| Instrument | 2022002504 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2018 |
| Property Address | 5328 SHORE DR, SAINT AUGUSTINE, FL 32086-6478 |
| Document Number | 0045510801 |
| Book / Page | 004551 / 000801 |
| Instrument Date | May 18, 2018 |
| Instrument | 35587 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5328 SHORE DR ST AUGUSTINE FL 320866478, ST AUGUSTINE, FL 32086-6478 |
| Document Number | 45510803 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 004551/000803 |
| Instrument | 35588 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,848 (+2.7%) | $334,498 (-5.51%) Land $104,880 Building $229,618 | |
| 2025 | $2,874.00 (+13.46%) Homeowner's exemption | $225,753 (+2.9%) | $353,991 (+2.41%) Land $107,040 Building $246,951 |
| 2024 | $2,533.00 (+2.14%) Homeowner's exemption | $219,391 (+3%) | $345,669 (-1.73%) Land $107,040 Building $238,629 |
| 2023 | $2,480.00 (+3.33%) Homeowner's exemption | $213,001 (+3%) | $351,747 (+4.94%) Land $107,040 Building $244,707 |
| 2022 | $2,400.00 Homeowner's exemption | $206,797 | $335,199 Land $71,680 Building $263,519 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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