5328 McCall Rd, Rincon, GA 31326 Property Records

Effingham County property record for 5328 McCall Rd, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 1998
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$225,262 (Oct 2011)
Tax Bill	$4,241 (2025)
Deeds & Mortgages	Apr 2019 Second Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0465C-056-000`

Property Details

APN / Parcel Number

Primary APN	`0465C-056-000`
Alternative APNs	`0102K056000` `0465C056` `19540`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Mixed
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	240 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19540
Street Address	5328 MCCALL RD
City	RINCON
State	GA
Zip	31326-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.76AC LOT 56
Legal Subdivision	WATERFORD
Legal Phase	1
Legal Block	I
Legal Lot Number	56
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2030
Census Tract	30309

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5328 MCCALL RD, RINCON, GA 31326-3905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2011 · Amount on Record
Deed Sale	Oct 31, 2011 · Amount on Record
Prior Sale	Dec 7, 2004 · Amount on Record
Deed Document Number	20112188
Deed Book / Page	2048 / 382
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	002048/382
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5328 MCCALL RD, RINCON, GA 31326-3905
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5328 MCCALL RD, RINCON, GA 31326-3905

Mortgage

Document Number	0000002518/0000000259
Date	Apr 9, 2019
Book Page	0000002518/0000000259
Instrument	002801

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	5328 MCCALL RD, RINCON, GA 31326-3905
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5328 MCCALL RD, RINCON, GA 31326-3905

Mortgage

Document Number	0000002719/0000000189
Date	Aug 25, 2021
Book Page	0000002719/0000000189
Instrument	010479

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,461 (+15.93%) Land $20,474 Building $128,987	$373,651 (+15.93%) Land $51,185 Building $322,466
2025	$4,241.00 (+2.24%) Homeowner's exemption	$128,919 (-3.59%) Land $27,713 Building $101,206	$322,297 (-3.59%) Land $69,283 Building $253,014
2024	$4,148.00 (+51.22%)	$133,713 (+60.22%) Land $22,800 Building $110,913	$334,283 (+60.22%) Land $57,000 Building $277,283
2022	$2,743.00	$83,457 Land $18,800 Building $64,657	$208,642 Land $47,000 Building $161,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD PLANTATION SUBDIVISION private · serves 182 people · EPA ID GA1030103
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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